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Multi-Trip Insurance

Multi-Trip Insurance

Multi-Trip Insurance
What is it?

Multi-trip insurance is an annual plan that provides coverage for multiple trips.

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Multi-trip insurance, also known as annual trip insurance or multi-trip travel insurance, is a type of insurance coverage designed for frequent travelers who plan to take multiple trips within a year.

Unlike traditional trip insurance, which provides coverage for individual trips, multi-trip insurance offers a comprehensive and convenient solution by allowing you to pay one premium for the entire year, covering all your trips during that period.

Who is Multi-Trip Insurance For?

Multi-trip insurance is ideal for individuals who frequently travel for business or leisure and embark on multiple trips within a year. Whether you're a globetrotter, a frequent business traveler, or someone who enjoys exploring different destinations, multi-trip insurance can provide you with peace of mind and financial protection throughout your journeys.

What Does Multi-Trip Insurance Cover?

Multi-trip insurance provides a range of coverage benefits to ensure you are protected during your travels. While specific coverage can vary depending on the insurance provider and policy, here are some common features you can expect from multi-trip insurance:

  • Travel Medical Coverage:

    Multi-trip insurance typically includes coverage for medical expenses incurred during your travels. This can encompass emergency medical treatments, hospitalization, doctor visits, and prescription medications.

  • Emergency Evacuation:

    In the event of a medical emergency, multi-trip insurance often offers coverage for emergency evacuation, ensuring you receive timely and appropriate medical attention, including transportation to the nearest medical facility if necessary.

  • Baggage Loss and Delay:

    This coverage helps protect your belongings in case of lost, stolen, or delayed baggage. It typically offers compensation to replace essential items or covers the costs associated with purchasing necessary items during the delay.

What are the Benefits of Multi-Trip Insurance?

Multi-trip insurance offers several advantages for frequent travelers:

  • Convenience and Cost Savings:

    With multi-trip insurance, you only need to purchase one policy for the entire year, saving you the hassle of buying separate policies for each trip. This convenience translates into time and cost savings.

  • Flexibility and Freedom:

    Multi-trip insurance allows you to embark on as many trips as you desire within the coverage period you select, which is usually either 30 or 45 days.

    For example, if you choose the 30-day coverage option, you can travel to multiple countries and be covered under the same insurance policy as long as your time away from home does not exceed 30 days. On Day 31, the plan would no longer cover you. However, once you return home, the 30-day period resets, and you can travel abroad again for up to 30 days before needing to return to your home country

  • Comprehensive Coverage:

    Multi-trip insurance often provides a wide range of coverage, including medical expenses, emergency evacuation, accidental death and dismemberment (AD&D) coverage, and other benefits tailored to the needs of frequent travelers.

By investing in multi-trip insurance, you can travel with confidence, knowing that you have a reliable safety net that accompanies you on all your journeys throughout the year. It's a valuable asset for those who seek convenience, financial protection, and peace of mind during their frequent travels.

See What Customers Have to Say

VisitorsCoverage let me get it done very painlessly and immediately sent all the documents including IDs by email. It was so great!


Website was easy to navigate, and contained a lot of information so I could make an informed decision. Also I thought the rates were very reasonable considering the peace of mind the policy will give me.


Very straightforward process, website navigation was excellent as well and can’t beat the price. Thanks!!


Very easy to compare between options and choose from. Was able to complete the purchase in 10 minutes.


Helpful articles

Multi trip group insurance covers a group of travelers under one, easy-to-administer policy, for an unlimited amount of trips of 30-45 days, anywhere outside of their home country, within a calendar year.
Explore the benefits of trip insurance.
Check out the best multinational plans from VisitorsCoverage.

Multi-Trip Insurance FAQs

We’ve got you covered.

At VisitorsCoverage, you can easily compare Multi-Trip Insurance plans and buy them online, quickly and without excessive paperwork. Multi-Trip Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.