If you're a frequent traveler and have plans to take multiple trips in a year, you might consider buying an international multi-trip insurance plan. A multi-trip insurance plan (short for multiple trip travel insurance) is a lot more convenient to use and manage because it saves you the hassle of buying the plans separately for each individual trip. You can take as many trips as you want in a year and you can choose 30 days or 45 days as the length of coverage for each trip.
Annual travel insurance plans offer similar kinds of coverage as single trip international medical insurance. Along with medical coverage, these also cover for medical evacuation and repatriation. The advantage is that the same policy can cover you for multiple separate trips throughout the year.
Groups of 5 or more travelers may consider getting a multi trip group insurance. To learn more about the plans that VisitorsCoverage offers, visit our multi trip group insurance page.
Below are two multi-trip plans that offer medical coverage for international travelers.
Patriot Multi-trip
Underwriters : Sirius Specialty Insurance Corporation- In-network plan pays 90% up to $5,000, then 100% up to policy maximum.
Out-network plan pays 80% up to $5,000, then 100% up to policy maximum.
- Plan pays 100% up to policy maximum.
- Illness and Injury Medical expense coverage up to the policy maximum
- Emergency medical evacuation up to the policy maximum
- Accidental Death and Dismemberment (AD&D)
- Acute onset of pre-existing conditions up to $5,000
- Family Travel Benefit
- Adventure Sports Rider up to $50,000
- Evacuation Plus Rider up to $25,000
- For those traveling outside of their home country with each individual trip maximum length being either 30 days or 45 days in length.
Atlas Multi-trip
Underwriters : Lloyd's of London- After deductible, the plan pays 100% up to the policy maximum.
- Plan pays 100% to the selected policy maximum.
- Illness and Injury Medical expense coverage per certificate period
- Emergency Medical Evacuation and Repatriation Expense
- COVID-19 Coverage
- Accidental Death & Dismemberment (AD&D)
- Repatriation of Remains Expenses
- Family Travel Benefit
- Acute onset of pre-existing conditions up to $5000
- Terrorism Rider
- For those traveling outside of their home country with each individual trip maximum length being either 30 days or 45 days in length.
If you have any questions about Multi-trip Insurance, contact our Customer Success Team.
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