If you're a frequent traveler and have plans to take multiple trips in a year, you might consider buying an international multi-trip insurance plan. A multi-trip insurance plan (short for multiple trip travel insurance) is a lot more convenient to use and manage because it saves you the hassle of buying the plans separately for each individual trip. You can take as many trips as you want in a year and you can choose 30 days or 45 days as the length of coverage for each trip.


Annual travel insurance plans offer similar kinds of coverage as single trip international medical insurance. Along with medical coverage, these also cover for medical evacuation and repatriation. The advantage is that the same policy can cover you for multiple separate trips throughout the year.

Groups of 5 or more travelers may consider getting a multi trip group insurance. To learn more about the plans that VisitorsCoverage offers, visit our multi trip group insurance page.

Below are two multi-trip plans that offer medical coverage for international travelers.

PMT

Patriot Multi-trip

Underwriters : Sirius Specialty Insurance Corporation
Inside US and Canada
  • In-network plan pays 90% up to $5,000, then 100% up to policy maximum.
    Out-network plan pays 80% up to $5,000, then 100% up to policy maximum.
Outside US and Canada
  • Plan pays 100% up to policy maximum.
Included Benefits
  • Illness and Injury Medical expense coverage up to the policy maximum
  • Emergency medical evacuation up to the policy maximum
  • Accidental Death and Dismemberment (AD&D)
  • Acute onset of pre-existing conditions up to $5,000
  • Family Travel Benefit
Optional Benefits
  • Adventure Sports Rider up to $50,000
  • Evacuation Plus Rider up to $25,000
Eligibility
  • For those traveling outside of their home country with each individual trip maximum length being either 30 days or 45 days in length.
AM

Atlas Multi-trip

Underwriters : Lloyd's of London
Inside US and Canada
  • After deductible, the plan pays 100% up to the policy maximum.
Outside US and Canada
  • Plan pays 100% to the selected policy maximum.
Included Benefits
  • Illness and Injury Medical expense coverage per certificate period
  • Emergency Medical Evacuation and Repatriation Expense
  • COVID-19 Coverage
  • Accidental Death & Dismemberment (AD&D)
  • Repatriation of Remains Expenses
  • Family Travel Benefit
  • Acute onset of pre-existing conditions up to $5000
Optional Benefits
  • Terrorism Rider
Eligibility
  • For those traveling outside of their home country with each individual trip maximum length being either 30 days or 45 days in length.

If you have any questions about Multi-trip Insurance, contact our Customer Success Team.

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