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Multi-Trip Insurance

Multi-trip insurance providers coverage for multiple trips during a calendar year. You can take as many trips during a year, and will be covered for 30 days or 45 days per trip. These policies save frequent travelers the hassle of buying plans separately for each individual trip.

Showing 2 of 2 plans

Patriot Multi Trip

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Sirius International

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, the plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% of eligible medical expenses up to $5,000, then 100% thereafter
  • After the deductible, outside the USA, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Optional Adventure Sports Rider
  • Optional Evacuation Plus Rider
  • Optional Teladoc Global Rider
  • Optional Device Protection Rider
  • Covid-19 coverage for traveling to the USA. This plan will cover Covid-19 the same as any other eligible medical condition
Atlas Multi Trip

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • Emergency Medical Evacuation
  • Trip Interruption
  • Loss of Checked Luggage
  • Acute Onset of Pre-Existing Condition Coverage
  • Terrorism Coverage
  • Covid-19 Coverage

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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