Atlas Multi Trip

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Atlas Multi-Trip insurance plan is a travel medical insurance plan that provides health coverage and emergency services to individuals traveling multiple times outside of their home country in increments of 30 or 45 days within a year period. After the deductible is satisfied, for eligible treatment and services, the plan pays 100% up to the policy maximum.

Please review Atlas Multi-Trips's Brochure for complete and accurate coverage and exclusions.

Learn more about 3 optional add-on benefits available on this plan.

How Atlas Multi Trip Works

In Network

100%

After deductible, 100% up to policy maximum
See How Atlas Multi Trip Works.

Out of Network

100%

After deductible, 100% up to policy maximum

Key Travel Medical Insurance Benefits

Here are some of the top benefits, for your convenience*

Emergency Room

$200 copay, 100% up to Policy Maximum

Hospitalization

Average semi-private room and rate

Urgent Care

$15 copay, 100% up to Policy Maximum

Prescription

100% up to policy maximum

Acute Onset of Pre-Existing Conditions

Up to policy maximum: Age 75 and below

PPO Network

Medical Evacuation

Up to $1000000

Lab & X-Rays

100% up to policy maximum

Emergency Room

$200 copay, 100% up to Policy Maximum

Acute Onset of Pre-Existing Conditions

Up to policy maximum: Age 75 and below

Hospitalization

Average semi-private room and rate

PPO Network

Urgent Care

$15 copay, 100% up to Policy Maximum

Medical Evacuation

Up to $1000000

Prescription

100% up to policy maximum

Lab & X-Rays

100% up to policy maximum

*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge.

Eligibility

Travelers who are US or non-US citizens under the age of 76
Up to 364 days of coverage with 30-day or 45-day trip length options

How COVID-19 is Covered Under Atlas Multi Trip

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Personal Liability Benefit Rider

This rider allows you to purchase an additional $90,000 in Personal Liability coverage. As Atlas Travel provides $10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to $100,000 for only $0.35 / person / day.

Base PL Coverage	Additional PL Coverage Available	Total PL Coverage Amount
$10,000	$90,000	$100,000

Crisis Response Benefit Rider

This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 / person / day.

Base CR Coverage	Additional CR Coverage Available	Total CR Coverage Amount
$10,000	$90,000	$100,000

Accidental Death and Dismemberment Coverage

This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 / person / day.

Base AD&D Coverage	Additional AD&D Coverage Available	Total AD&D Coverage Amount
$25,000	$25,000	$50,000