Underwriter: SiriusPoint America Cruise Insurance
Cruise insurance offers short-term travel coverage that helps provide support for cruise-specific issues, such as cruise cancellation or trip delays, along with medical coverage should the policyholder become sick or injured while aboard the ship.
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iTravelInsured Choice Cruise
Underwriter: SiriusPoint America 
Trip Cancellation Up to 100%
Trip Interruption Up to 150%
Baggage Loss Up to $1,000
Emergency Medical *Up to $100,000
Medical Evacuation Up to $500,000
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
iTravelInsured Choice
Underwriter: SiriusPoint America Trip Cancellation Up to 100%
Trip Interruption Up to 150%
Baggage Loss Up to $1,000
Cancel For Any Reason Optional Add-on benefit
Emergency Medical *Up to $100,000
Medical Evacuation Up to $500,000
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Cancel for Any Reason & Trip Interruption for Any Reason
Provides cancellation coverage for up to 75% of pre-paid, forfeited, non-refundable payments or deposits for any reason not otherwise covered by this policy or excluded, provided all the following: 1) You purchase this policy within 20 days of initial trip payment or deposit.
2) You insure 100% of the prepaid trip costs that are subject to cancellation penalties and restrictions.
3) You cancel your trip 2 days or more before your scheduled departure date.
4) The cancellation reason is not an exclusion in the policy.
The benefit will also provide coverage if you interrupt your trip 48 hours or more after your departure date, for any reason not otherwise covered in the policy or excluded. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
2) You insure 100% of the prepaid trip costs that are subject to cancellation penalties and restrictions.
3) You cancel your trip 2 days or more before your scheduled departure date.
4) The cancellation reason is not an exclusion in the policy.
The benefit will also provide coverage if you interrupt your trip 48 hours or more after your departure date, for any reason not otherwise covered in the policy or excluded. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
Cruise Protection
Provides additional benefits and trip cancellation/interruption covered specifically for travelers taking a cruise.
- Itinerary Change Benefit: Up to $100 reimbursement if a major itinerary change causes you to miss a prepaid exclusion.
- Travel Inconvenience Benefit: Up to $100 payment if certain inconveniences occur on your trip, such as a virus affecting 30% of passengers, an issue impacting the ship's functionality and operations, significant delays arriving/leaving port, water level issues, natural disasters, and more.
- Additional covered reasons include a government-mandated shutdown of an airport, air traffic control system, cruise port or train station for at least 6 hours and cruise cancellations due to excessive water levels.
Enhanced Medical
Provides increased coverage for emergency accident and sickness medical expense coverage up to $250,000 and emergency medical evacuation and repatriation coverage up to $1,000,000.
Sports Protection
Provides increased baggage delay coverage up to $1,000 and includes sports equipment. The benefit also increases the sports equipment rental coverage to $1,000, and provides $20,000 in coverage for accident and sickness medical expenses due to participation in adventure sports, extreme sports, hazardous sports, and mountaineering.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
iTravelInsured Travel SE
Underwriter: US Fire / SiriusPoint America Trip Cancellation Up to 100%
Trip Interruption Up to 150%
Baggage Loss Up to $1,500, $250 per item
Cancel For Any Reason Optional Add-on benefit
Emergency Medical *Up to $250,000
Medical Evacuation Up to $500,000
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Cancel for Any Reason & Trip Interruption for Any Reason
Provides cancellation coverage for up to 75% of pre-paid, forfeited, non-refundable payments or deposits for any reason not otherwise covered by this policy or excluded, provided all the following: 1) You purchase this policy within 20 days of initial trip payment or deposit.
2) You insure 100% of the prepaid trip costs that are subject to cancellation penalties and restrictions.
3) You cancel your trip 2 days or more before your scheduled departure date.
4) The cancellation reason is not an exclusion in the policy.
The benefit will also provide coverage if you interrupt your trip 48 hours or more after your departure date, for any reason not otherwise covered in the policy or excluded. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
2) You insure 100% of the prepaid trip costs that are subject to cancellation penalties and restrictions.
3) You cancel your trip 2 days or more before your scheduled departure date.
4) The cancellation reason is not an exclusion in the policy.
The benefit will also provide coverage if you interrupt your trip 48 hours or more after your departure date, for any reason not otherwise covered in the policy or excluded. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
FlexiPAX
Underwriter: US Fire Trip Cancellation Up to 100%
Trip Interruption Up to 150%
Baggage Loss Up to $1,000
Cancel For Any Reason Optional Add-on benefit
Emergency Medical *Up to $100,000
Medical Evacuation Up to $500,000
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Cancel And Interrupt for Any Reason
Provides cancellation coverage for up to 75% of pre-paid, forfeited, non-refundable payments or deposits for any reason not otherwise covered by this policy or excluded, provided all the following:
1) You purchase this policy within 21 days of initial trip payment or deposit.
2) You cancel your trip no later than 48 hours prior to your scheduled departure date.
The benefit will also provide coverage if you interrupt your trip 72 hours or more after your departure date, for any reason not otherwise covered in the policy. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
1) You purchase this policy within 21 days of initial trip payment or deposit.
2) You cancel your trip no later than 48 hours prior to your scheduled departure date.
The benefit will also provide coverage if you interrupt your trip 72 hours or more after your departure date, for any reason not otherwise covered in the policy. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
Cancel For Work Reasons
Pays up to 100% of your trip cost if you cancel your trip due to the work related reasons shown below. (Coverage must be purchased within 21 days of your initial trip payment or deposit.)
1) Company merger/acquisition.
2) Transfer which requires relocation of your principal residence.
3) Requirement to work during the trip.
4) Place of employment unsuitable for business due to natural disaster.
Note: Coverage for job termination & layoff is included in the base plan
1) Company merger/acquisition.
2) Transfer which requires relocation of your principal residence.
3) Requirement to work during the trip.
4) Place of employment unsuitable for business due to natural disaster.
Note: Coverage for job termination & layoff is included in the base plan
Trip Delay Increase
The optional Trip Delay Increase benefit offered in the FlexiPax plan can increase the trip delay maximum coverage amount for the policy period. The benefit will cover $150 per day up to the maximum amount selected. This can be purchased with an additional premium at the time of purchase.
Option #1: $1,500
Option #2: $2,000
Option #3: $2,500
Option #1: $1,500
Option #2: $2,000
Option #3: $2,500
Rental Car Damage And Theft Coverage
Reimburse up to the maximum benefit shown ($30,000) if your rental car is damaged while on a trip due to collision, theft, vandalism, natural disaster or any cause beyond your control whole in your possession, or your rental car is stolen and not recovered.
Medical Upgrade
This upgrade increases your coverage limits for medical expenses, medical evacuation, and repatriation benefits.
Bundle 1
Accident & Sickness Medical Expense up to $250,000
Medical Evacuation and Repatriation of Remains up to $1,000,000
Bundle 2
Accident & Sickness Medical Expense up to $500,000
Medical Evacuation and Repatriation of Remains up to $1,500,000
Bundle 1
Accident & Sickness Medical Expense up to $250,000
Medical Evacuation and Repatriation of Remains up to $1,000,000
Bundle 2
Accident & Sickness Medical Expense up to $500,000
Medical Evacuation and Repatriation of Remains up to $1,500,000
Baggage and Personal Effects Increase
Increase your coverage for expenses resulting from baggage loss during your trip up to $2,500.
Baggage Delay Increase
Increase your coverage for expenses resulting from baggage delays during your trip up to $2,500.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
iTravelInsured Travel Lite
Underwriter: US Fire / SiriusPoint America Trip Cancellation Up to 100%
Trip Interruption Up to 125%
Baggage Loss Up to $750, $250 per item
Emergency Medical *Up to $100,000
Medical Evacuation Up to $500,000
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
iTravelInsured Travel LX
Underwriter: US Fire / SiriusPoint America Trip Cancellation Up to 100%
Trip Interruption Up to 150%
Baggage Loss Up to $2,500, $250 per item
Cancel For Any Reason Optional Add-on benefit
Emergency Medical *Up to $500,000
Medical Evacuation Up to $1,000,000
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Cancel for Any Reason & Trip Interruption for Any Reason
Provides cancellation coverage for up to 75% of pre-paid, forfeited, non-refundable payments or deposits for any reason not otherwise covered by this policy or excluded, provided all the following: 1) You purchase this policy within 20 days of initial trip payment or deposit.
2) You insure 100% of the prepaid trip costs that are subject to cancellation penalties and restrictions.
3) You cancel your trip 2 days or more before your scheduled departure date.
4) The cancellation reason is not an exclusion in the policy.
The benefit will also provide coverage if you interrupt your trip 48 hours or more after your departure date, for any reason not otherwise covered in the policy or excluded. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
2) You insure 100% of the prepaid trip costs that are subject to cancellation penalties and restrictions.
3) You cancel your trip 2 days or more before your scheduled departure date.
4) The cancellation reason is not an exclusion in the policy.
The benefit will also provide coverage if you interrupt your trip 48 hours or more after your departure date, for any reason not otherwise covered in the policy or excluded. Benefits will be paid up to 75% of the total amount of coverage you purchased to reimburse you for the prepaid payments or deposits for unused non-refundable land, or water travel arrangements.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
