iTravelInsured Travel Lite is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.
iTravelInsured Travel Lite can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.
Please review iTravelInsured Travel Lite policy documents for complete coverage and exclusions.
iTravelInsured Travel Lite
Trip Plan, A.M. Best Rating: A
By: IMG, US Fire Insurance Company
Key Benefits
COVID-19 Included
Trip Cancellation
Cancel for Any Reason Excluded
Trip Interruption
Medical Evacuation
How COVID-19 is Covered Under iTravelInsured Travel Lite
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
Quarantine coverage included in the Trip Delay benefit can provide coverage for additional accommodation expenses if the quarantine is ordered by a physician.
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Trip Cancellation
Coverage for canceling a trip due to COVID-19 before the departure date.
Eligibility
- For U.S residents or U.S citizens traveling within the U.S and/or internationally
- For Age 14 days to 99 years of age
- Coverage for a maximum of 180 days
Similar Plans
iTravelInsured Travel Lite
Trip Plan, A.M. Best Rating: A
Underwriter: US Fire Insurance Company
Benefits
- COVID-19 Coverage
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 125%
- Travel Delay: Up to $500
- Emergency Medical Evacuation
- Accident & Sickness Medical and Dental Expense
- Baggage and Personal Effects
- Emergency Travel Arrangements
Eligibility
- For U.S residents or U.S citizens traveling within the U.S and/or internationally
- For Age 14 days to 99 years of age
- Coverage for a maximum of 180 days
Purchase Restrictions
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR), Ukraine (UKR) & Venezuela (VEN)
- Not Available for Purchase from the Following U.S. States/Territories: Washington (WA), Florida (FL), Kansas (KS), Missouri (MO) & Virginia (VA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Benefits
- COVID-19 Coverage
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 150%
- Travel Delay: Up to $2,000
- Emergency Medical Evacuation
- Accident & Sickness Medical Expense
- Pre-Existing Condition Waiver
- Optional Cancel for Any Reason (CFAR): Up to 75%
- Optional Trip Interruption for Any Reason: Up to 75%
- Optional Rental Car Damage
Eligibility
- For U.S residents or U.S citizens traveling within the U.S and internationally
- For Age 14 days to 99 years of age
- Coverage for a maximum of 180 days
- Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
Purchase Restrictions
- Not Available for the following Destination Countries: Antarctica (ATA), Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
- Not Available for Purchase from the Following U.S. States/Territories: Missouri (MO), New York (NY), Pennsylvania (PA) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Safe Travels Voyager
Trip Plan, A.M. Best Rating: A
Underwriter: Nationwide Mutual Insurance Company
Benefits
- COVID-19 Coverage
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 150%
- Travel Delay: Up to $3,000
- Accident & Sickness Medical Expense
- Missed Connection
- Emergency Medical Evacuation
- Rental Car Damage Coverage: Not available for NY residents
- Pre-Existing Condition Look Back Period
- Optional Cancel for Any Reason (CFAR): Up to 75%
- Optional Interruption for Any Reason (IFAR): Up to 50%
- Optional 24hr AD&D
- Optional Trip Delay Max Upgrade
- Optional Additional Medical Expense
Eligibility
- For U.S residents or U.S citizens traveling within the U.S and/or internationally
- For Age 14 days to 99 years of age
- Coverage for a maximum of 180 days
- Optional Cancel for Any Reason (CFAR) is not available for residents of: New York, New Hampshire, and Washington. CFAR must be purchased within 21 days of initial trip deposit date
Purchase Restrictions
- Not Available for Purchase from the Following U.S. States/Territories: New Hampshire (NH) & Puerto Rico (PR)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Benefits
- Covid-19 Coverage
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 150%
- Travel Delay: Up to $1,000
- Emergency Medical Evacuation
- Accident & Sickness Medical and Dental Expense
- Missed Connection
- Baggage & Personal Effects
- Optional Cancel for Any Reason(CFAR): Up to 75%
Eligibility
- For U.S residents traveling within the U.S and internationally
- For Ages 1 to 99 years old
- Coverage for a maximum of 31 days
- Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date: Not Available for NY Residents
Purchase Restrictions
- Not Available for the following Destination Countries: Belarus (BLR), Russia (RUS) & Ukraine (UKR)
- Not Available for Purchase from the Following U.S. States/Territories: Washington (WA) & Missouri (MO)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
