iTravelInsured Travel Lite
Rated A (Excellent)By: IMG, UW: US FireUnited States Fire Insurance Company- Administrator/Underwriter
- IMG
United States Fire Insurance Company
- Trip Cancellation
- up to $25,000
- Trip Interruption
- 125% of trip cost
- Trip Delay
- $500
- Medical Evacuation
- $250,000
- Cancel for Any Reason Excluded
- This plan does not offer Cancel for Any Reason.
- COVID-19 Included
- This plan covers COVID-19 like any other covered medical condition.
Trip Interruption | Up to 125% of trip cost |
Trip Cancellation | Up to $25,000 of trip cost |
Pre-Existing Coverage | No |
Trip Delay | $500 ($125 per day after an initial delay of 12 hours) |
24 Hour AD&D | Not Available |
Accident and Sickness Medical Expense | $100,000 |
Baggage and Personal Effects | $750 |
Baggage Delay | $150 (after initial delay of 24 hours) |
Cancel for Any Reason | Not Available |
Cancel for Work Reason | Not Available |
Change Fee | N/A |
Common Carrier AD&D | Not Available |
Emergency Medical Evacuation | $250,000 |
Emergency Medical Expense | $100,000 |
Interruption for any reason | N/A |
Lost Golf Rounds and Equipment Rental | N/A |
Lost Ski Days and Equipment Rental | N/A |
Missed Connection | Not Covered |
Non-emergency Evacuation | N/A |
Optional Collision Damage Waiver | Not Covered |
Optional Flight Accident | Not Covered |
Reimbursement of Miles or Reward Points | N/A |
Plan Administrator Company
IMG
Carrier / Underwriter
United States Fire Insurance Company
AM Best Rating
A (Excellent)
iTravelInsured Travel Lite Insurance FAQs | |
Q1: Who is eligible for the iTravelInsured Trip Plans? US citizens and US Residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US. | |
Q2: Does my plan cover COVID-19? If you become ill from contracting COVID-19 during your period of coverage or ordered into quarantine from an authorized person(s), you may be eligible for reimbursement of medical expenses and trip costs. Please refer to your plan documents for the terms and conditions of these benefits. | |
Q3: What should be included in the trip cost? The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc. | |
Q4: Can I renew the plan if I extend my trip? Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan. | |
Q5: Is the plan cancelable? You can cancel the plan and get a full refund back, within 10 days of the look-up period. After 10 days of purchase, the plan is not cancelable or refundable. | |
Q6: Are pre-existing conditions covered by the plan? Pre-existing conditions coverage varies with the plan option you choose.
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Q7: Can I cancel the plan for any reason? Cancel for Any Reason is available only with the LX option with no extra cost. For all other options, trip cancellation is covered only for covered reasons. | |
Q8: What are some of the covered reasons for trip cancellation benefits? All options of the plan would cover for the specific covered reasons. Some of these include:
Please check the brochure for more details. | |
Q9: What is the difference between Trip Cancellation and Trip Interruption? Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country. | |
Q10: What are the differences between the three iTravelInsured plans - Lite, SE, and LX? The differences among the plans are mostly the level of coverage. The Lite option offers the most basic coverage, and does not include certain coverages like Pre-existing condition waiver and Cancel for Any Reason. The SE option is the one that provides medium range coverage; the LX option offers the most extensive benefit features and amounts among all the options. You can see the amounts listed in the comparison brochure. |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.