Are visitors medical insurance plans ACA (Obamacare) compliant?

Plans that are Affordable Care Act (ACA) compliant are those offered by the domestic healthcare plan marketplace website here, the policies offered by your local Social Security Administration office, or policies offered by your employer. Travel medical insurance policies are not ACA compliant because they do not need to be. Travel medical insurance policies are for travelers or visitors who want coverage outside of their home country. As a traveler or visitor in the U.S., you are not mandated to have an ACA compliant policy.

Can't find the answer?
Ask one of our licensed travel insurance consultants

Ask An Expert
lowest price

Insurance rates are regulated by law.
You can't find the same insurance plan for a lower price anywhere else.

Similar Questions

Does Obamacare cover international visitors traveling to the US with pre-existing conditions…

Obamacare does not apply to temporary insurance for visitors and the plans that we offer do not satisfy Obamacare requirements. However, the visitors insurance plans we offer may cover for acute onset (life-threatening) situations related…

Does visitors insurance from VisitorsCoverage satisfy Obamacare requirements?

No, none of the travel insurance plans that we offer satisfy Affordable Care Act (ACA) requirements as these temporary travel medical insurance plans are intended to provide short-term coverage for visitors or fill a gap…


Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.