Can I renew an insurance policy after it has expired?
Generally once a policy has expired, you cannot renew it and will need to purchase a new plan. We recommend renewing a policy at least two days before it expires to ensure you are fully covered.
You can find renewal specifications in your policy brochure. There should also be a link to the policy details in the confirmation email you received. However, not all policies are renewable.
To renew your policy, sign into the MyPolicy portal. You will need the policy number and the insured's date of birth.
Most plans are extendable up to the day before the policy expires. Typically, there is a $5 extension fee. For a more detailed explanation on policy extensions, visit: Visitors Insurance Policy Extension/Renewal
You can choose to either pay the amount up front in full, or purchase the plan for 1 month initially, and then continue to extend it for a maximum period of 12 months. The downside…
Most policies require that you purchase a minimum of 5 days of coverage. If you have specific questions or need further help, please call our support at 866-384-9104.
The deductible varies by plan. Some policies provide a deductible "per policy period," so if you extend the plan, it is a continuation of the same policy, so the deductible would only apply one time.…
Yes, as long as the policy has not expired, the plan will still provide coverage as usual after extension.
If you have satisfied your policy's deductible in the original coverage period and decide to extend the policy, the deductible will not need to be satisfied again, until the maximum coverage period comes to pass.…
Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.