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Unfortunately no, visitors insurance only covers for any new and unexpected illness and injuries.

Examples of such would include; a broken arm because of a fall, injuries due to a car accident, a visit to the emergency room for food poisoning, or a bad case of the flu. Visitors insurance does not cover for routine check-ups. This encompasses things like: physical examinations, eye exams, dentist check-ups, vaccinations and regular care like blood pressure checks.

This is true for all visitors insurance providers and plans. The reason for this is mostly because if insurance companies paid for both emergencies and routine check-ups, insurance premiums would be very high. Rather, you should be sure to visit your doctor for a physical examination before you leave on your trip and get any care you might need before traveling abroad. This might include a flu vaccination, dental check-ups, or a new vision prescription. Additionally, you should be sure to pack enough medication if you have any prescriptions that you need to take, as it would be quite costly to purchase prescriptions that you are already prescribed away from home.

For a complete explanation of why routine care is not covered with visitors insurance, please read: Physical Examinations Are Not Covered Under Visitors Insurance Plans. Please feel free to email us at for any additional information.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.