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If you are not legally married to your partner, then you will have to purchase two separate policies. Even if you are legally married, it is still best to purchase separate policies. Since travel medical insurance pricing is regulated by the Department of Insurance, the pricing and benefits are the same whether you purchase one combined policy or two separate policies. Having separate policies allows you to make changes to the policies independently from one another. If you had purchased a combined policy, any changes you want to make to one insured would have to happen to both insureds; this is why we always recommend purchasing separate policies.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.