Does a new deductible per policy period or annunal deductible apply if I renew my existing policy?
Depending on the policy you purchase, the deductibles for travel medical insurance plans are applicable one time in a policy period, or once per-incident. For comprehensive coverage policies, it is a one-time deductible and for limited coverage plans, a deductible applies for each individual sickness or injury.
The deductible varies by plan. Some policies provide a deductible "per policy period," so if you extend the plan, it is a continuation of the same policy, so the deductible would only apply one time.…
The policy maximum and deductible cannot be changed when renewing a policy. If you need to change these details, you can purchase a new policy instead of renewing. It would be considered totally unrelated to…
Most plans are extendable up to the day before the policy expires. Typically, there is a $5 extension fee. For a more detailed explanation on policy extensions, visit: Visitors Insurance Policy Extension/Renewal
You can choose to either pay the amount up front in full, or purchase the plan for 1 month initially, and then continue to extend it for a maximum period of 12 months. The downside…
Most policies require that you purchase a minimum of 5 days of coverage. If you have specific questions or need further help, please call our support at 866-384-9104.
Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.