Obamacare does not apply to temporary insurance for visitors to the US, and the plans we offer do not meet the requirements set by the Affordable Care Act (ACA). However, the visitor insurance plans we provide may offer coverage for acute onset (life-threatening) situations related to pre-existing conditions for travelers under age 80.
For more details on coverage for pre-existing conditions, visit our page on Pre-Existing Conditions for Visitor Insurance. To learn more about how Obamacare affects visitors to the US, check out our guide on How Does Obamacare Affect Visitors to the US?
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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.