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COVID-19 testing is typically covered by travel insurance only under specific circumstances:

  • The test must be diagnostic and recommended by a physician after the policy’s effective date. This is usually required when the insured is symptomatic or has been exposed to COVID-19.
  • Voluntary testing, such as pre-travel screenings or at-home tests required for travel restrictions, is generally not covered by most plans.
  • For example, the CoverAmerica-Gold plan includes a COVID-19 Test Benefit, which offers coverage up to $150 for a test. To qualify for this benefit, you must purchase a minimum of 30 days of coverage before departing your home country.

    If you have additional questions about COVID-19 coverage or need help selecting the right travel insurance plan, contact us at support@visitorscoverage.com or call 1-866-384-9104.

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    Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.

    Luna
    VisitorsCoverage Support