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If a plan covers pre-existing conditions, can I use the policy to cover for ongoing care and treatment?

Updated May 02, 2024
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
If your plan includes pre-existing conditions coverage, the policy can provide coverage for worsening pre-existing conditions and emergency services. Ongoing routine care and prescription medication refills are typically excluded from the coverage.

The worsening of a pre-existing condition is the deterioration of the policyholder’s medical condition, symptoms, or diagnosis that may lead to further complications.

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