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If I renew my travel insurance policy, will I have to satisfy the deductible again?

Updated Mar 07, 2022
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
The deductible varies by plan. Some policies provide a deductible "per policy period," so if you extend the plan, it is a continuation of the same policy, so the deductible would only apply one time. If the deductible is already reached before the extension, then you are no longer responsible for the deductible. You will need to extend the plan at least one day before it expires. However, if you decide to buy the policy again instead of extending, then the deductible would apply. You cannot extend a policy if it is already expired. Please feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com, if you have any further questions or need assistance buying a plan.

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Luna
VisitorsCoverage Support