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Covid-19 coverage on a Travel Medical plan will only be covered if the virus was contracted after the policy effective date and once the policyholder has departed the home country.

On an active Trip Insurance plan, if the virus was contracted before departing for the trip and the policyholder was deemed unfit to travel by an attending physician, the trip cancellation benefit to recoup nonrefundable trip cost may be covered under the policy.

Please read the policy terms and conditions carefully to determine coverage for Covid-19.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.