Is bypass heart surgery considered a pre-existing condition? Does acute onset coverage qualify for such conditions?

All plans would only provide coverage for new and unexpected illness or injury. These would not cover for pre-existing conditions and related issues, preventive care, dental or vision. A pre-existing condition is defined as a medical condition that existed in a person before the insurance policy became effective. It is generally up to the attending physician to determine if a given situation would be considered the result of a pre-existing condition or not. Triple bypass would most likely be considered a pre-existing condition, especially if the insured is on maintenance medication for it. Most likely anything related to heart conditions would not be covered by the plan. Please feel free to e-mail us, if you have any questions or need assistance with buying a plan.

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