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All plans would only provide coverage for new and unexpected illness or injury. These would not cover for pre-existing conditions and related issues, preventive care, dental or vision. A pre-existing condition is defined as a medical condition that existed in a person before the insurance policy became effective. It is generally up to the attending physician to determine if a given situation would be considered the result of a pre-existing condition or not. Triple bypass would most likely be considered a pre-existing condition, especially if the insured is on maintenance medication for it. Most likely anything related to heart conditions would not be covered by the plan. Please feel free to e-mail us, if you have any questions or need assistance with buying a plan.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.