Is prenatal care covered by travel insurance?
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Travel insurance policies are designed primarily to provide coverage for any new and unexpected illnesses or injuries that may occur after the policy goes into effect. The insurance industry is regulated by the Department of Insurance and based on their short term nature, these plans do not provide coverage for preventive care, pre-existing conditions, prenatal care or childbirth. Because of this, visitors are required to pay for any prenatal medical visits out of their own pocket.
Having said that, as a precaution, you can consider purchasing the Safe Travels USA Comprehensive plan. This plan will provide up to $1,000 in coverage for an emergency related to pregnancy.
Disclaimer: Information is for general purposes and updated regularly based on provider guidelines. For binding terms, review your specific Policy Brochure.
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