Limited coverage travel insurance plans are designed to cover unexpected illnesses or injuries that occur after the policy begins, but they generally don’t provide extensive coverage for pre-existing conditions, dental, or vision care. These plans offer a fixed amount for each covered service, with the policy’s maximum being the outer limit. While these plans may work for some situations, they are not the best option if you need comprehensive coverage or robust protection for pre-existing conditions.

For travelers with pre-existing conditions, it’s important to consider plans that offer more extensive coverage. That said, if you’re specifically looking for a limited coverage plan with optional coverage for pre-existing conditions, you can consider the ChoiceAmerica plan. This plan offers optional coverage for pre-existing conditions, covering services such as physician visits, medications, lab work, hospitalization, and emergency room visits. The specific amounts are detailed in the plan brochure.

Keep in mind, if comprehensive coverage is a priority for you, exploring other options might be a better fit. If you have questions or need help selecting the right plan, feel free to contact us at 1-866-384-9104 or support@visitorscoverage.com.