What are the best limited coverage travel insurance plans for travelers with Pre-Existing Conditions

While all short term travel insurance plans only cover for unexpected illness or injury that occur after the policy goes into effect, travel insurance plans do not offer much coverage for preventive care, dental, vision or pre-existing conditions. Limited coverage plans pay a fixed limited dollar amount for every service and treatment. The policy maximum is just the outer limit. Usually if you need to use the insurance, the percentage-based comprehensive plans would pay much more for covered situations. However, you can consider the ChoiceAmerica limited coverage plan. This plan offers an optional coverage for pre-existing conditions. If you choose the optional coverage, the plan would pay a certain amount for physicians visit, medication, lab work, hospitalization and ER visit. You can see the amounts listed in the plan brochure. Please feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com if you have any further questions or need assistance buying one of these two plans.

Can't find the answer?
Ask one of our licensed travel insurance consultants

Ask An Expert

Insurance rates are regulated by law.
You can't find the same insurance plan for a lower price anywhere else.

Similar Questions

Does Patriot America insurance treat diabetes and high blood pressure as pre-existing…

Diabetes and high blood pressure would be considered pre-existing conditions. Unfortunately, travel medical insurance does not provide coverage for routine check-ups and preventative care to manage pre-existing conditions. The following article will help: Travel Insurance:…

Do I need a medical exam to diagnose pre-existing conditions?

A medical examination is not necessary as the diagnosis of a pre-existing condition is always up to the discretion of the attending physician. Read more about pre-existing conditions here: Pre-Existing Conditions for Visitor Coverage.

Does visitors insurance or travel insurance cover treatment for cancer?

There is one plan that would offer coverage for acute onset of a pre-existing condition for cancer, but it would cover only an expected flare-up of it. Meaning, not long-term coverage or planned treatment. Acute…

Does visitors heath insurance cover surgeries for pre-existing conditions?

Unfortunately, there is no visitors insurance plan that will offer coverage for planned treatments or preventative care physician visits. Any expenses related to an existing condition will be the patient's responsibility. For coverage related any…

Does travel insurance provide coverage for pre-existing medical conditions?

Unfortunately, pre-existing conditions are not covered under any type of travel medical insurance due to the short-term nature of the plans. The only thing that is covered in relation to a pre-existing condition is something…

Does travel medical insurance cover a patient with Alzheimer's?

Unfortunatley, there are no policies that can provide coverage for Alzheimers patients, as travel medical insurance does not provide coverage for pre-existing conditions. That being said, if you would like to purchase a policy to…

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.