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Co-insurance is when the insured and insurance company both pay part of the medical bill. It is the percentage of eligible expenses that the insured is responsible for after the deductible. For example: If you choose a plan that has an 80% coverage, this would make your co-insurance 20%. If you incur a bill of $100, your insurance will cover $80 and you will be responsible for the remaining $20.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.

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VisitorsCoverage Support