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Once you receive your Social Security number and ID card, it’s a good idea to consider a permanent domestic health insurance policy, like those offered by Blue Cross or Blue Shield. Unlike temporary travel medical insurance, domestic insurance plans comply with the Affordable Care Act (ACA) requirements, helping you avoid potential fines and ensuring broader coverage for your healthcare needs.

Domestic policies cover pre-existing conditions, pregnancy, regular check-ups, and existing medications—things that travel insurance generally does not. Depending on the state where you reside, you can explore health insurance options through your state’s Department of Health or visit the Health Insurance Marketplace to see available plans and pricing.

If you have any questions about transitioning to domestic insurance, feel free to reach out to us at 1-866-384-9104 or support@visitorscoverage.com.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.

Luna
VisitorsCoverage Support