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We highly recommend purchasing a travel insurance plan prior to departure. At minimum you should allow 24 hrs for processing before the policy goes into effect. The premium would be the same whether you purchase the plan before arrival in the USA or after arrival in the USA. The premium is calculated primarily based on the age of the visitor and the duration of their stay. You can purchase a plan after your arrival, though we recommend you buy it as soon as possible once you arrive, to provide coverage for any new and unexpected illness or injury following your arrival.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.