VisitorsCoverage logo

The plans that we offer are short-term travel insurance plans. Like all travel insurance policies, these plans only cover new and unexpected illness or injury that starts after the policy goes into effect. These do not offer much coverage for preventive care, dental, vision or pre-existing conditions such as heart attack or stroke. That being said, there are some plans which provide coverage for “acute onset of pre-existing conditions” meaning if you have a sudden and unexpected recurrence of your medical condition that requires immediate attention, your travel insurance plan may cover it. It is important to keep in mind, however, that the eligibility for these plans and benefits can vary widely depending on age, condition and destination. For travelers visiting the US, the CoverAmerica - Gold plan is a good option because it provides up to $30,000 in acute onset of pre-existing conditions coverage. For other international travelers, Atlas International can offer up to $100,000 in acute onset coverage. Additionally, it is always up to the attending physician to determine if a given medical situation is caused by a pre-existing condition or not.

Couldn't find an answer to your question?

Our Customer Success Team of licensed insurance specialists can help. Just click the button below and submit your question. Our experts will typically respond within 48 hours.

Ask the experts


Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.