GENERAL EXCLUSIONS: This plan does not cover any loss caused by or resulting from:
(a) Intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured, Family Member, Traveling Companion or Business Partner while sane or insane;
(b) Normal Pregnancy or Childbirth, other than Unforeseen Complications of Pregnancy, of the Insured, a Traveling Companion or a Family Member;
(c)The following activities are excluded unless the Adventure Sports coverage has been elected and consideration of premium has been paid:
(d) War (whether declared or not) or act of war, participation in a civil disorder, riot, insurrection or unrest (unless specifically covered herein);
(e) Any unlawful acts committed by the Insured;
(f) Mental, Nervous or Psychological Disorder;
(g) If the InsuredâÂÂs tickets do not contain specific travel dates (open tickets);
(h) Being under the influence of drugs or narcotics, unless administered upon the advice of a Physician or intoxication above the legal limit;
(i) Any Loss that occurs at a time when this coverage is not in effect;
(j) Traveling solely or substantially for the purpose of securing medical treatment;
(k) Any Trip taken outside the advice of a Physician;
