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What Is Not Covered (Travel Select Policy Exclusions)

GENERAL EXCLUSIONS:

This policy does not cover any Loss caused by or resulting from:

(a) Intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured;

(b) Normal Pregnancy of the Insured or the Traveling Companion or, their spouse or Domestic Partner, unless otherwise covered under the policy;

(c) Childbirth of the Insured, a Traveling Companion or a Family Member, unless otherwise covered under the policy;

(d) Adventure Sports, unless otherwise covered under the policy;

(e) War (whether declared or not) or act of war;

(f) Civil disorder, riot, insurrection or unrest;

(g) Any unlawful acts attempted or committed by the Insured;

(h) An Epidemic or Pandemic, unless otherwise covered under the policy;

(i) Any government regulation or prohibition, including but not limited to general stay at home orders, any health advisory orders or self-isolation orders;

(j) Mental or Psychological Disorders, unless otherwise covered under the policy;

(k) The Insured’s Travel Documents do not contain specific Departure and Return Dates;

(l) The Insured being under the influence of drugs or narcotics, unless administered upon the advice of a Physician;

(m) Intoxication of the Insured; or

(n) Pre-existing Medical Conditions, unless otherwise covered under the policy. The policy does not cover any Loss that occurs:

(o) At a time when this policy is not in effect;

(p) While Traveling for the purpose of securing medical treatment;

(q) While on a Trip taken outside the advice of a Physician; or

(r) On a Trip less than 100 miles from the Insured’s Primary Residence.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.