Travel Select

A.M. Best Rating: A
By: Travelex Insurance, Underwriter: Berkshire Hathaway Specialty

This plan is currently being updated and will be accessible online soon.Learn more

Travel Select is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.

Travel Select will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.

Please review Travel Select policy documents for complete coverage and exclusions.

Key Trip Insurance Benefits

Here are some of the top benefits, for your convenience*

Trip Cancellation

Up to 100%

Trip Interruption

Up to 150%

Accident & Sickness

Up to $50000

Rental Car Damage

Optional add-on

Cancel for Any Reason Option

Optional add-on

Trip Delay

Up to $200 per day, $2000 maximum

Medical Evacuation

Up to $500000

Baggage & Personal Effects

Up to $1000

Trip Cancellation

Up to 100%

Cancel for Any Reason Option

Optional add-on

Trip Interruption

Up to 150%

Trip Delay

Up to $200 per day, $2000 maximum

Accident & Sickness

Up to $50000

Medical Evacuation

Up to $500000

Rental Car Damage

Optional add-on

Baggage & Personal Effects

Up to $1000

*Note: Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge

Eligibility

For U.S residents traveling within the U.S and internationally
For Ages 1 to 99 years old
Coverage for a maximum of 364 days
The Travel Select plan may be purchased up to a day prior to the departure date.
Prior to departing for your trip, your travel documents must indicate your Departure Date and Return Date
To qualify for the Cancel for Business Reasons, Financial Default, or Pre-existing medical condition exclusion waiver benefits, the policy must be purchased within 15 days of the initial trip payment date.
To qualify for the Cancel for Any Reason benefit, the policy must be purchased within 15 days of the initial trip payment date and no less than 4 days from the departure date. Trip length must be 30 days or less and maximum trip cost allowed is $10,000 per person.

Trip Cancellation

Up to 100%

Trip Interruption

Up to 150%

Trip Delay

Up to $200 per day, $2,000 maximum

Missed Connection

Up to $750

Emergency Medical Evacuation & Repatriation

Up to $500,000

Cancel For Any Reason

Optional Add-on benefit

Accident & Sickness Medical Expense

Up to $50,000

Dental Expense

Up to $500

Covid-19 Coverage

Treatment for COVID-19 is covered if contracted after the plan effective date. Cancellation, Interruption, & Quarantine benefits are offered in this plan. Covid-19 testing is covered only if ordered by a physician. Vaccination/Boosters are not covered.

Trip Cancellation Due to Covid-19

Coverage for trip cancellation due to a documented positive COVID-19 result

Covid-19 Quarantine

Quarantine coverage in Trip Insurance plans fall under the "Trip Delay" benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover any expenses incurred while quarantining.

Baggage & Personal Effects

Up to $1,000

Rental Car Damage

Optional Add-on Coverage Available

Please refer to the following article concerning the claim process:
Trip Insurance Claim Process

US residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US.

The insurance company will not pay for any expenses as a result of any illness, disease, or other condition during the 60 day period immediately prior to the date of coverage. The exclusion for Pre-Existing Condition will be waived provided: (a) Your payment for the policy was within 15 days of the date of the initial payment date. (b) You insure all pre-paid trip costs that are subject to cancellation penalties or restrictions. (c) You are not disabled at the time your premium is paid.

Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing these plans. However, if you are traveling to the United States, you will be covered in all 50 states during your active policy period.

Trip plans are not renewable. If your trip will be extended, you can request a policy extension from Travelex by emailing customersolutions@travelexinsurance.com. This doesn’t guarantee extension requests can be accommodated, but it can be considered.

You may cancel the insurance by giving written consent within the first to occur of the following: (a) 15 days from effective date of your insurance; (b) the day before the scheduled departure date. If you do this, the company will refund your premium paid provided no claim is under the policy.

You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.

You will need names, coverage duration, date(s) of birth, home country address, total nonrefundable trip costs, and a valid credit card.

After purchasing the policy online, you will receive your ID card in your confirmation email.

Coverage will be provided in all eligible countries visited with the exception of any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country.

Travel Select can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.

Coverage on a trip insurance plan will begin the day after you have purchased your policy and will cover you for reasons such as trip cancellation prior to the departure date.

The Travel Select plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

Travel Select will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.

Quarantine coverage in Travel Select plans fall under the “Trip Delay” benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover reasonable expenses incurred while quarantining. The Trip Delay benefit will provide policyholders a specified monetary amount. A policyholder can use their Trip Delay benefit on; reasonable accommodation, meals, telephone calls and local transportation expenses. Receipts must accompany the Reasonable Additional Expenses incurred.

The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc.

Travel Select has an optional Cancel for Any Reason benefit that can be added to a policy. Cancel for Any Reason must be purchased within 15 days of your initial trip payment date and no less than 4 days from the departure date. Please review your policy terms and conditions for a list of exclusions and restrictions.

Travel Select offers a Cancel for Business Reasons benefit if the plan is purchased within 15 days of your initial trip payment date. Please review your policy terms and conditions for a list of exclusions and restrictions.

All options of the plan would offer coverage for the specific covered reasons. Some of these include: Sickness, Injury or Death, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Traffic Accident en route, Bankruptcy/Default, Quarantine, Residence Uninhabitable

Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to their home country.

Only the primary destination in the application will be listed on the enrollment, but rest assured that all other eligible countries will be covered during the active policy period, as long as they are not restricted countries listed in the policy documentation.

The insurance provider recommends that you submit any correction requests in writing as your policy is a legally enforceable document. Following receipt of the correction, we send the request to the insurance provider; normally, the updates require 3-5 business days. They are processed in the order that they are received. We advise double-checking the information on the application before completing the purchase to prevent any errors and corrections.

The optional Additional Medical Coverage benefit offered in the Travel Select plan can cover an additional $50,000 in medical expense coverage and $500,000 in medical evacuation coverage. This can be purchased with an additional premium at the time of purchase.

The optional Rental Car Collision benefit offered in the Travel Select plan can cover up to $35,000 per policy period for collision damage, vandalism, windstorm, hail, fire, or flood damages that occur to a rental car while on your trip. A $100 deductible applies. This can be purchased with an additional premium at the time of purchase.

The optional Adventure Sports Coverage benefit offered in the Travel Select plan can provide coverage for participation in professional athletic events, mountain climbing, and operating an aircraft and travel on air-supported devices such as hot air ballooning while on your trip. This can be purchased with an additional premium at the time of purchase.

The optional Flight AD&D benefit offered in the Travel Select plan can provide coverage up to $200,000 if loss of life, limbs, or sight occurs from an accidental injury while on a common carrier airline flight. This can be purchased with an additional premium at the time of purchase.

Didn’t find what you are looking for?

Our smart travel assistant Luna is ready to assist you 24/7. She’ll answer your question instantly. Let’s Chat!

Send your question to one of our licensed agents. You’ll receive a response typically within 1 business day.

Ask An Expert

Similar Plans

iTravelInsured Travel LX

Underwriter: US Fire / SiriusPoint America

Trip Cancellation

Up to 100%

Trip Interruption

Up to 150%

Baggage Loss

Up to $2,500, $250 per item

Cancel For Any Reason

Optional Add-on benefit

Emergency Medical*

Up to $500,000

Medical Evacuation*

Up to $1,000,000

*Pre-existing waiver available if purchased within 20 days of initial trip payment

Benefits

Eligibility

Purchase Restrictions

Plan FAQs

Trip Cancellation: Up to 100%
Trip Interruption: Up to 150%
Travel Delay: Up to $2,500
Emergency Medical Evacuation
Accident & Sickness Medical and Dental Expense
Missed Trip Connection
Rental Car Damage & Theft Coverage
Telehealth Services
Change Fee
Optional Cancel for Any Reason (CFAR) & Trip Interruption for Any Reason (IFAR): Up to 75%
COVID-19 Coverage

For U.S residents traveling within the U.S and/or internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 90 days
Must be purchased prior to departure.
Trip must be scheduled, prepaid, and 100 miles or more from your primary residence.
Optional Cancel for Any Reason (CFAR) is not available for residents of: NY. CFAR is included for the following states: WA. CFAR must be purchased within 20 days of initial trip deposit date
Optional Interruption for Any Reason (IFAR) is not available for residents of: NY. IFAR must be purchased within 20 days of initial trip deposit date
Travelers to Israel: Losses due to, arising, or resulting from the conflict in Israel are not covered unless the Cancel For Any Reason (CFAR) benefit is selected

Not Available for the following Destination Countries: Afghanistan (AFG), Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Haiti (HTI), Iran (IRN), Iraq (IRQ), Libya (LBY), Myanmar (MMR), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS), South Sudan (SSD), Sudan (SDN), Syria (SYR), Uganda (UGA), Ukraine (UKR), Venezuela (VEN) & Yemen (YEM)

Please refer to the following article concerning the claim process:
Trip Insurance Claim Process

US citizens and US Residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US.

A pre-existing condition coverage waiver is available with the iTravelInsured Travel LX plan if you purchase the plan before the final trip payment.

Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan.

You may cancel the insurance by giving written consent within the first to occur of the following: (a) 10 days free look back period from the effective date of your insurance; (b) Your scheduled departure date. If you do this, the company will refund your premium paid provided no claim is under the policy.

You will need names, coverage duration, date(s) of birth, home country address, total nonrefundable trip costs, and a valid credit card.

After purchasing the policy online, you will receive your ID card in your confirmation email.

Coverage will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country.

iTravelInsured Travel LX can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.

Coverage on a trip insurance plan will begin the day after you have purchased your policy and will cover you for reasons such as trip cancellation prior to the departure date.

The iTravelInsured Travel LX plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

iTravelInsured Travel LX will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.

Quarantine coverage in iTravelInsured Travel LX plans fall under the “Trip Delay” benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover any expenses incurred while quarantining. The Trip Delay benefit will provide policyholders a specified monetary amount. A policyholder can use their Trip Delay benefit on; reasonable accommodation, meals, telephone calls and local transportation expenses. Receipts must accompany the Reasonable Additional Expenses incurred.

iTravelInsured Travel LX has an optional Cancel for Any Reason and Interruption For Any Reason benefit that can be added to a policy at the time of purchase and must be within 20 days of your initial trip payment date. The optional rider offers up to 75% for non-refundable deposits if cancellation or interruption is due to a non-covered reason under the policy. Not available to residents of NY. Please review your policy terms and conditions for a list of exclusions and restrictions.

All options of the plan would cover for the specific covered reasons. Some of these include:

Sickness, injury, or death of insured, a family member, a travel companion, a business partner, or child caregiver
Insured's primary residence or destination uninhabitable
Documented theft of passports/visas
Involved in a merger, job loss, or job relocation
Documented traffic accident
Unannounced strike
Inclement weather that causes cessation of services provided by your common carrier

Please check the brochure for more details.

The telehealth benefit provides 24/7 access to connect with a board-certified medical professional who can help diagnose, treat, and prescribe medications for many non-emergency medical issues over the phone or through online video consultation.

The differences among the plans are mostly the level of coverage. The Lite option offers the most basic coverage, and does not include certain coverages like Pre-existing condition waiver and Cancel for Any Reason. The SE option is the one that provides medium range coverage; the LX option offers the most extensive benefit features and amounts among all the options.

Only the primary destination in the application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period.

iTravelInsured Travel LX can cover Monkeypox and will treat it the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed your home country. For more information regarding Monkeypox and travel insurance, review the blog about Monkeypox.

The iTravelInsured Travel LX plan does not cover for the Monkeypox vaccine, but will cover Monkeypox treatment and services the same as any other eligible condition if the virus was contracted after the policy effective date. Preventative care related to Monkeypox is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

If your original payment method is invalid, refunds require a wire/ACH transfer. Please provide complete account holder details, including full address, account type (checking/savings), bank information, and complete addresses for processing.

View Complete Details

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Travel Select

Key Trip Insurance Benefits

Eligibility

Travel Coverage

Emergency Services

COVID-19 Benefits

Other

Travel Select Exclusions

Travel Select FAQs

Didn’t find what you are looking for?

Similar Plans

Products

Popular Plans

Useful Links

Company