Travel Basic
By: Travelex Insurance, Berkshire Hathaway Specialty Insurance Company
Travel Basic can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.
Please review Travel Basic policy documents for complete coverage and exclusions.
Key Trip Insurance Benefits
Here are some of the top benefits, for your convenience*
*Note: Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge
Eligibility
- For US residents traveling within the US and internationally
- For Ages 1 to 99 years old
- Coverage for a maximum of 30 days
- The Travel Basic plan may be purchased up to a day prior to the departure date.
- Prior to departing for your trip, your travel documents must indicate your Departure Date and Return Date
- To qualify for the Financial Default benefit, the policy must be purchased within 15 days of the initial trip payment date.
How COVID-19 is Covered Under Travel Basic
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
Quarantine coverage included in the Trip Delay benefit can provide coverage for additional accommodation expenses if the quarantine is ordered by a physician.
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Trip Cancellation
Coverage for canceling a trip due to COVID-19 before the departure date.
Similar Plans
US Fire Insurance Company
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 125%
- Travel Delay: Up to $500
- Emergency Medical Evacuation
- Accident & Sickness Medical and Dental Expense
- Baggage and Personal Effects
- Emergency Travel Arrangements
- COVID-19 Coverage
Nationwide Mutual Insurance Company
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 150%
- Travel Delay: Up to $3,000
- Accident & Sickness Medical Expense
- Missed Connection
- Emergency Medical Evacuation
- Rental Car Damage Coverage: Not available for NY residents
- Pre-Existing Condition Look Back Period
- Optional Cancel for Any Reason (CFAR): Up to 75%
- Optional Interruption for Any Reason (IFAR): Up to 50%
- Optional 24hr AD&D
- Optional Trip Delay Max Upgrade
- Optional Additional Medical Expense
- COVID-19 Coverage
C&F Crum & Forster
- Trip Cancellation: Up to 100%
- Trip Interruption: Up to 150%
- Travel Delay: Up to $1,000
- Emergency Medical Evacuation
- Accident & Sickness Medical and Dental Expense
- Missed Connection
- Baggage & Personal Effects
- Optional Cancel for Any Reason(CFAR): Up to 75%
- Covid-19 Coverage
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.