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Travel Basic

Trip Plan, A.M. Best Rating: A
By: Travelex Insurance, Berkshire Hathaway Specialty Insurance Company

Travel Basic is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.

Travel Basic can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.

Please review Travel Basic policy documents for complete coverage and exclusions.

Key Trip Insurance Benefits

COVID-19 Included
COVID-19 Included
Trip Cancellation
Trip Cancellation
Cancel for Any Reason Excluded
Cancel for Any Reason Excluded
Trip Interruption
Trip Interruption
Missed Connection
Missed Connection
Medical Evacuation
Medical Evacuation

How COVID-19 is Covered Under Travel Basic

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

Quarantine coverage included in the Trip Delay benefit can provide coverage for additional accommodation expenses if the quarantine is ordered by a physician.

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Trip Cancellation

Trip Cancellation

Coverage for canceling a trip due to COVID-19 before the departure date.

Eligibility

  • For U.S residents traveling within the U.S and internationally
  • For Ages 1 to 99 years old
  • Coverage for a maximum of 30 days
  • If the first trip payment date is within 15 days of the plan purchase date, the plan may be purchased up to a day prior to departure date.
  • If the first trip payment date is greater than 15 days prior to plan purchase date, the plan must be purchased at least 5 days prior to departure date.
  • Prior to departing for your trip, your travel documents must indicate your Departure Date and Return Date

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.