How Patriot Exchange Insurance Works?
The Patriot Exchange is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.
Which Doctor to Visit
You can go to any doctor or hospital of your choice. However, it is better to go to a doctor within the PPO network to get better provider rates and coverage. The Patriot Exchange participates in the United Healthcare PPO network. To search for nearby providers in your area visit Patriot Exchange Insurance Providers.
Within PPO Network in USA
After the deductible is satisfied, the Patriot Exchange plan will cover 100% up to policy maximum for all eligible medical expenses and services. Any amount above the policy maximum is the insured person's responsibility.
Outside of PPO Network
After the deductible is satisfied, the Patriot Exchange plan will cover 100% up to policy maximum for all eligible medical expenses for all covered services. Any amount above the policy maximum is the insured person's responsibility.
How the Deductible Works
The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the Patriot Exchange plan is one time in the policy period. The Plan is available for 30 days to 365 days duration.
What are Plan Eligibilities?
The Patriot Exchange plan eligibility mention below.
- Eligibility (Who can buy this travel insurance?): J visa holders
Read the Patriot Exchange Insurance Brochure for complete details.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.