How does the Patriot Group Exchange Insurance Plan Work?

Coverage within PPO Network in USA & outside USA

Under this plan the deductible and policy maximum are per incident i.e. per sickness or per injury. After the deductible is met the plan pays 100% per incident.

First: You must pay the medical expenses until the deductible is met.

Then:After the deductible is met, the Insurance pays 100% of the medical expenses up to the Policy Maximum. All expenses beyond the policy maximum are the responsibility of the insured.

To find out more, visit our Inbound Guest Insurance Brochure page.

Example
$15,000 Hospital Bill
$500 Deductible
$100,000 Policy Maximum

You Pay $500 Deductible

Insurance Pays $14,500 Up to Policy Maximum

Note:
- Deductible is per illness or injury.
- Policy maximum is per illness or injury.

Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.