Patriot Group Exchange
Comprehensive Coverage,
SiriusPoint Speciality Insurance Corporation
Patriot Group Exchange can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Patriot Group Exchange does not cover Pre-Existing medical conditions. Please review Patriot Group Exchange policy documents for complete coverage and exclusions.
How Patriot Group Exchange Works
In Network
90% of first $1000, 100% thereafter See How Patriot Group Exchange Works.
Out of Network
80% up to policy maximum
Key Travel Medical Insurance Benefits
How COVID-19 is Covered Under Patriot Group Exchange
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For international travelers on a J1/J2, M, F, or A visa
- For those ages 31 days to 64 years
- Coverage for a minimum 30 days up to a maximum of 48 continuous months
- Extendable for up to 48 months
- If initially purchased for a minimum of one month or more, coverage may be renewed
Similar Plans
Comprehensive Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000 per incident, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Repatriation for Medical Treatment
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Satisfies U.S. J1 and J2 visa requirements
- For students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Optional Limited High School and College Sports Rider
- Pre-Existing Conditions: No Coverage
- No Additional Coverage Options Available
Comprehensive Coverage,
Underwriter: Lloyd's of London
- COVID-19 Coverage
- After the deductible, plan pays 80% of the first $5,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- No Additional Coverage Options Available
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.