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Seven Corners Travel Medical Plus - Non-USA

Best for:
Worldwide
Underwriter: Lloyd's of London and Tramont Insurance Company
Comprehensive A.M. Best Rating: A
Comprehensive A.M. Best Rating: A

Seven Corners Travel Medical Plus- Non-USA is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country, excluding the USA. The coverage duration available is from 5 days to 364 days. Outside the U.S, after the deductible is satisfied, the plan will pay 100% of eligible medical expenses up to the policy maximum. Learn more about how Seven Corners Travel Medical Plus– Non-USA works.


Seven Corners Travel Medical Plus- Non-USA can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Seven Corners Travel Medical Plus- Non-USA does not cover Pre-Existing medical conditions. Please review Seven Corners Travel Medical Plus- Non-USA’s policy documents for complete coverage and exclusions.

Learn more about 1 optional add-on benefit available on this plan.


How Seven Corners Travel Medical Plus - Non-USA Works

Out of Network

100%

After deductible, 100% URC up to policy maximum See How Seven Corners Travel Medical Plus - Non-USA Works.

PPO Network for Seven Corners Travel Medical Plus - Non-USA

Inside the USA

The Seven Corners Travel Medical Plus - Non-USA Insurance plan is an international plan that does not provide coverage in the U.S.

PPO Network

Outside the USA

There is no PPO network outside the United States. If your plan allows for coverage outside of the United States, you can view the international list of providers for Seven Corners .

Key Travel Medical Insurance Benefits

COVID-19 Included
COVID-19 Included
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
Coverage from 5 days to 364 days

Eligibility for Seven Corners Travel Medical Plus - Non-USA

  • For international travelers traveling outside their home country, excluding the USA
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
  • For ages 14 days to 74 years
Medical Coverage

Medical Coverage

Medical coverage details.

Eligible Medical Expenses
Out-Network
100% URC up to policy maximum
100%
Available Policy Maximums
Available Policy Maximums
$50K $100K $500K $1M $2M $5M
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
$0 $100 $250 $500 $1,000 $5,000
Limits may vary based on age or destination of traveler
Pre-existing Conditions

Pre-existing Conditions

Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.

Pre-Existing Conditions
Pre-Existing Conditions

Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:

  • Pre-Existing Diabetes: Not Covered
  • Pre-Existing Hypertension: Not Covered
  • Pre-Existing Heart Conditions: Not Covered

    Please review your policy document for any other limits or exclusions.

  • Acute onset Pre-Existing Condition
    Acute onset Pre-Existing Condition
    Up to $50,000 : Age 64 and belowUp to $10,000 : Age 65 to 74
    Out-Patient

    Out-Patient

    Medical treatment that does not include an overnight stay at a hospital.

    Prescription Drugs / Medicines
    Prescription Drugs / Medicines
    URC up to policy maximum
    Dr. / Physician Visit
    Out-Network
    100% of URC, up to policy maximum
    100%
    Urgent Care
    Out-Network
    100% of URC, up to policy maximum
    100%
    Surgical Treatment
    Out-Network
    100% of URC, up to policy maximum
    100%
    Lab & X-rays
    Out-Network
    100% of URC, up to policy maximum
    100%
    In-Patient

    In-Patient

    Medical treatment that includes an overnight stay at a hospital.

    Hospital Room and Board
    Out-Network
    100% of URC, up to policy maximum
    100%
    Dr. / Physician Visit
    Out-Network
    100% of URC, up to policy maximum
    100%
    Surgical Treatment
    Out-Network
    100% of URC, up to policy maximum
    100%
    Emergency Services

    Emergency Services

    Hospital emergency services (certain limits may apply).

    Ambulance Expenses
    Out-Network
    URC up to policy maximum
    Emergency Room
    Out-Network
    100% of URC, up to policy maximum
    100%
    Dental Coverage

    Dental Coverage

    Treatment for injury to or acute and spontaneous pain in sound natural teeth.

    Dental Emergency
    Dental Emergency
    Up to $500
    Travel Coverage

    Travel Coverage

    Travel-related coverage

    Emergency Medical Evacuation / Repatriation
    Emergency Medical Evacuation / Repatriation
    Up to $500,000
    Return of Mortal Remains
    Return of Mortal Remains
    Up to $50,000
    Trip Interruption
    Trip Interruption
    Up to $5,000
    Other

    Other

    Other types of coverage not mentioned above.

    Doctor Wellness Visit
    Doctor Wellness Visit
    Not covered
    Preferred Rates
    Preferred Rates
    Not covered
    Optional add-on benefits

    Optional add-on benefits

    More coverage options available for extra protection.

    Adventure Activities
    Adventure Activities
    The Adventure Activities rider, if elected and paid for will covere expenses up to the amount set forth in the Schedule of Benefits resulting from an Injury sustained while participating in any of the following activities: Bungee jumping; caving; hang gliding; jet skiing; kayaking; motorcycle, motor scooter or electric scooter riding whether as a passenger or a driver; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; surfing waves up to two (2) feet high; wakeboard riding; water skiing; windsurfing; or zip lining. The policyholder must purchase this optional coverage if they wish to be covered while riding a motorcycle, motor scooter, electric scooter or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area located in the Host Country.
    Seven Corners Travel Medical Plus - Non-USA Exclusions

    Seven Corners Travel Medical Plus - Non-USA Exclusions

    What is not covered

    Manage Your Policy Online

    Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

    The Seven Corners Travel Medical Plus- Non-USA plan is available for:

  • 1) Any non-US citizen or resident, visiting the USA for a short period of time.
  • 2)The plan is available for a minimum of 5 days and a maximum of up to 364 days.
  • Seven Corners Travel Medical Plus- Non-USA plan can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.

    Seven Corners Travel Medical Plus- Non-USA will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.

    The Seven Corners Travel Medical Plus- Non-USA plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

    The Seven Corners Travel Medical Plus- Non-USA plan does not offer any coverage for quarantine.

    You will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.

    Coverage will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country

    You can print out your ID card from your confirmation e-mail and it will be used as proof of insurance.

    You can go to any doctor or hospital of your choice. Outside the USA, Seven Corners Travel Medical Plus- Non-USA does not participate in a PPO network, however you can view a list of international providers by Seven Corners.

    You can search for doctors or hospitals here.

    Yes, if you buy the plan initially for more than 5 days, you can extend the policy. You would need to extend the plan at least two days before the policy expires. There will be a $5 administrator extension fee. The policy can be extended for up to a maximum of 364 days.

    Coverage will begin on the date selected and once the policyholder has left their home country. The policy will only cover for conditions that occur after the policy effective date.
    No, your Seven Corners Travel Medical Plus- Non-USA plan won't be extended or renewed automatically. You have to sign into your account online and activate the extension or renewal yourself. Not all plans are extendable or renewable, so be sure to review your policy terms and conditions for eligibility.

    Yes, you can cancel and get a refund for the Seven Corners Travel Medical- Non-USA plan, if you need to go back earlier than plan. The following rules apply: 1) You can get refund back, only if you do not need to visit the doctor/provider while the policy is in force. 2) You can get a pro-rated refund for the number of days left in the policy 3) $25 cancellation fee applies. 4) If there is any claim on file, you would not get any refund back. 5) Written request is required for any cancellation.

    You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.

    Pre-existing conditions are not covered bySeven Corners Travel Medical Plus- Non-USA plan. However, the Seven Corners Travel Medical Plus- Non-USA plan covers for an acute onset of pre-existing conditions. For people up to age 64 the plan covers up to $50,000 for an acute onset of a pre-existing conditions. For people above age 65 to 74, the plan covers up to $10,00 for an acute onset of a pre-existing conditions. Please check the Description of Coverage for more information about what is considered as acute onset of pre-existing condition.

    An acute onset is a sudden unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration. It has to be an acute medical condition that requires immediate medical attention. More conditions and restrictions apply. Please check the Description of Coverage to understand what is covered under acute onset of pre-existing condition.

    During the policy period, if you need to go back to your home country for a short trip, and come back again, then the plan would cover for short trips. The maximum number of days covered in incidental trip home is 60 days. The trip must not be taken for medical purposes. Incidental home country coverage does not apply to final trip to home country.

    The optional Adventure Activities rider would cover for the following sports and activities: motorcycle /motor scooter riding (whether as a passenger or a driver), hang gliding, Parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking

    Please refer to the following article about the policy usage: How to use Visitor Insurance?

    Please refer to the following article concerning the claim process:
    Visitor Insurance Claim Process

    Based on the desired coverage length you have selected, you have to make the full payment at the initial purchase.

    Since this plan is extendable you can extend it anytime you would like to before the policy expires. There is an extendable fee of $5 associated with the extension.

    Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing these plans. However, if you are traveling to the United States, you will be covered in all 50 states during your active policy period.
    Only the primary destination in the application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period.

    Seven Corners Travel Medical Plus-Non-USA can cover Monkeypox and will treat it the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed your home country. For more information regarding Monkeypox and travel insurance, review the blog about Monkeypox.

    The Seven Corners Travel Medical Plus-Non-USA plan does not cover for the Monkeypox vaccine, but will cover Monkeypox treatment and services the same as any other eligible condition if the virus was contracted after the policy effective date. Preventative care related to Monkeypox is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.
    Learn more from informative articles at Visitor Insurance Information section.

    Coverage on the travel medical insurance plan will begin on the date of departure (12:00am EST) and once the traveler has left their home country. Coverage areas are anywhere outside one's' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country and at 11:59pm EST on the last date of coverage.

    Have specific questions about this plan?

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    Disclaimer

    Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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