Diplomat America Insurance

Home | Customer Support

1-866-384-9104
(M-F 8:30am-5:30pm PST)

Visitor and Travel insurance

"Most popular insurance site for parents visiting USA"

Diplomat America Insurance

Plan pays 80% of the first $5,000, then 100%

Comprehensive coverage plan

Coverage from 15 days to 12 months

Cancelable

Covers during International Travel

Print

Email This Page

Out-Patient
Dr. / Physician Visit	80% covered for first $5,000 100% covered thereafter
Surgical Treatment	80% covered for first $5,000 100% covered thereafter
Prescription Drugs / Medicines	80% covered for first $5,000 100% covered thereafter
Lab & X-rays	80% covered for first $5,000 100% covered thereafter
Physical Therapy	Up to $50/visit, up to a maximum of 10 visits.
In-Patient
Hospital Room	80% covered for first $5,000 100% covered thereafter
Surgical Treatment	80% covered for first $5,000 100% covered thereafter
Hospital Intensive Care Unit	80% covered for first $5,000 100% covered thereafter
Emergency Services
Ambulance Expenses	80% covered for first $5,000 100% covered thereafter
Emergency Room(ER)	80% covered for first $5000 100% covered thereafter (Additional $250 deductible for each emergency room visit due to a covered illness. Deductible is waived if emergency room admittance is within 12 hours of incident)
Dental
Acute, spontaneous and unexpected pain	Up to $100
Accidental emergency	80% covered for first $5,000 100% covered thereafter
Travel
Emergency Medical Evacuation / Repatriation	Up to $500,000
Return of mortal Remains	Up to $50,000
Emergency Reunion	Up to $50,000
Return of minor Child(ren)	Up to $50,000
Trip Interruption	Up to $5,000
Loss of checked Baggage	Up to $250
Life
AD&D	Up to $25,000 (Enhanced optional rider available up to $1000,000. Not available for children under 18)
Common Carrier Accidental Death	Up to $25,000 (Enhanced optional rider available up to $1000,000. Not available for children under 18)
Other
Pre-Existing Conditions	Not covered
Maternity	Not covered
General Physical full Checkup	Not covered
Terrorism Coverage	Not covered
Brochure	Diplomat America Insurance Brochure
Support
24-Hrs Emergency Assistance	Yes. Contact Number and details can be found on the ID card.


Plan Administrator Company	Global Underwriters
Carrier / Underwriter	United States Fire Insurance Company
Eligibility	Can be purchased by Non-United States citizens or any visa holders (e.g. L/H/B1,B2)while travelling outside the home country to the United States. A person on Green Card can also purchase the plan.
Plan Type	Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating	A+ (Excellent)
Coverage in U.S.A.	Covered
Coverage outside U.S.A.	Not Covered
Co-Pay	No Co-pay
Co-Insurance	20% for the first $5,000 of accumulated expenses only. 100% covered there after up to the selected policy maximum. Outside USA/Canada: No coverage
How the Benefits are Paid	After the deductible, plan pays 80% for the first $5,000 of accumulated expenses; then plan pays 100% to the selected policy maximum.
Coverage Type	Lifetime of the policy
Deductible Type	Per Policy Period.
Renewability	Not Extendable
Cancellation	Full refund available if cancelled before start date. $25 cancellation fee applicable. After effective date NO REFUND
PPO Network	No PPO Network
Coverage Length	Min 15 Days to 1 year.
Available Deductibles	Choose From: $0, $50, $100, $250, $500, $1,000, $2,500 or $5000 per Policy Period or Annual.
Available Coverage	Choose From: Plan A - $50,000 Plan B - $100,000 Plan C - $250,000 Plan D - $500,000 Plan E - $1000,000 Ages 60+: Limited to A, B, C Ages 70+: Limited to Plan A & B Ages 80+: Limited to $20,000
Plan Brochure	Diplomat America Insurance Brochure
US States Restriction	No Restriction
Home Country Definition	The country where the covered person has his/her true, fixed, permanent home and principal establishment.
Country Restriction	No Restriction


	Disclaimer Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Diplomat America Insurance FAQs

Out-Patient

In-Patient

Emergency Services

Dental

Travel

Life

Other

Support