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Does your spouse live here in the US permanently and require long-term insurance, or is he/she visiting and needs only temporary insurance for the duration of her visit to the US? Scenario #1 let's say your spouse is traveling and you're looking for long-term insurance: If you are looking for long-term insurance, and have a qualified health insurance for yourself, either through your employer, or on your own, then consider adding him/her to your health insurance. Under the new federal healthcare law PPACA, or Obamacare, you and your spouse may be required to obtain a PACA qualified health insurance policy. Please read our blog post about The Affordable Care Act and Temporary Foreign Workers. Scenario #2: As a non-US citizen visiting for a short duration, your spouse may qualify for temporary visitors insurance. You can purchase travel insurance here: Visitors Insurance: Get Quotes. These insurance policies provide coverage solely for new medical conditions as per the policy terms, and often do not have coverage for preventative care, pre-existing conditions, dental, vision, maternity, childbirth, etc. Be sure to review the policy documents for details.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.