Does your spouse live here in the US permanently and require long-term insurance, or is he/she visiting and needs only temporary insurance for the duration of her visit to the US? Scenario #1 let's say your spouse is traveling and you're looking for long-term insurance: If you are looking for long-term insurance, and have a qualified health insurance for yourself, either through your employer, or on your own, then consider adding him/her to your health insurance. Under the new federal healthcare law PPACA, or Obamacare, you and your spouse may be required to obtain a PACA qualified health insurance policy. Please read our blog post about The Affordable Care Act and Temporary Foreign Workers. Scenario #2: As a non-US citizen visiting for a short duration, your spouse may qualify for temporary visitors insurance. You can purchase travel insurance here: Visitors Insurance: Get Quotes. These insurance policies provide coverage solely for new medical conditions as per the policy terms, and often do not have coverage for preventative care, pre-existing conditions, dental, vision, maternity, childbirth, etc. Be sure to review the policy documents for details.
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