Can I purchase another visitors insurance to cover my bills exceeding policy maximum of the first policy?

Because travel medical insurance does not typically cover for pre-existing conditions, it is unlikely that a new policy would cover for a procedure that has already taken place. You may try to negotiate with the medical provider. Here is an article that may help: Dealing With Cost and Billing. Unfortunately, medical costs in America are high. So, when buying travel medical insurance, it is best to select a policy maximum that is sufficient in case of any emergencies. This will lower your liability.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.