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Travel insurance policies only provide coverage for new and unexpected illness or injury that begins after the policy goes into effect. This does not cover preventive care, pre-existing conditions, dental or vision. However, a few plans, such as CoverAmerica - Gold, do offer some coverage for acute onset of pre-existing conditions. An acute onset is defined as a sudden and unexpected recurrence of a pre-existing condition that requires immediate medical attention. It is always up to the attending physician to determine if a given medical situation is the result of a pre-existing condition or not, and also if it would be considered an acute onset. Please feel free to call us at 1-866-384-9104 or email us at if you have any further questions or need assistance purchasing a plan.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.