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Yes, travel medical insurance provides coverage for new, unexpected sicknesses and injuries. If the incident occured on or after the policy effective date, and if the injuries the insured suffers from are due to an accident that occured on or after the policy's effective date, then the treatment will certainly be covered by any of our visitors plans. Please be sure to collect all receipts/bills from the facility where you receive treatment. For instructions on how to file a claim, check out How to File a Claim.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.