It is imperative for visiting parents to have travel insurance in the event of unexpected illness or injury during their stay. Healthcare costs in the United States are exorbitantly high as compared to other countries, so you want to make sure they're covered while they're in the US. Depending on the age of your parents and their health, different plans would be suitable. The CoverAmerica - Gold plan is ideal for parents and seniors visiting the United States because it provides coverage for acute onset of pre-existing conditions up to the policy maximum limit for people age 69 and under, and up to $30,000 for people 70-79. An acute onset is a sudden and unexpected recurrence of a pre-existing condition that occurs without any advanced warning and requires immediate medical attention. It is always up to the attending physician to determine if a given medical situation the result of a pre-existing condition or not, and also if it would be considered an acute onset. To browse plans and get quotes visit our Visitor Insurance: Get Quotes page.
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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.