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Safe Travels International - Cost Saver : Reviews, Ratings, and Feedback

Safe Travels International - Cost Saver

Comprehensive Coverage, A.M. Best Rating: A+ (Superior)
Underwriter: Zurich Insurance Europe AG Belgian branch

Best for:
Worldwide
Safe Travels International - Cost Saver Insurance is a comprehensive travel medical insurance plan designed for non-U.S. citizens and residents traveling outside their home country, excluding trips to the United States and certain restricted destinations. Administered by Trawick International and underwritten by Zurich Insurance Europe AG, Belgian branch, the plan provides coverage for unexpected illness and injury during an international trip, with medical maximum options ranging from $50,000 to $1 million and deductible choices from $0 to $5,000.

For travelers comparing Safe Travels International - Cost Saver travel insurance or international travel medical insurance, the plan includes benefits such as emergency medical evacuation, medically necessary repatriation, trip interruption, lost checked baggage, and limited coverage for an unexpected recurrence of certain pre-existing conditions for eligible travelers. Coverage can generally be purchased for 5 to 364 days and extended subject to the plan's terms. Benefits, eligibility, exclusions, deductibles, and limits vary, so travelers should review the current policy documents before purchasing.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Emergency Medical Treatment of Pregnancy
  • Trip Delay
  • Pre-Existing Conditions: No Coverage
  • COVID-19 Coverage: Excluded
Key Metrics

Key Metrics

  • Administrator: Trawick International
  • Underwriter: Zurich Insurance Europe AG Belgian branch
  • Best Suitable for: Non U.S residents traveling internationally, excluding the USA
  • Eligibility (Who can buy this travel insurance?): International excluding USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A+ (Superior)
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • No PPO Network
  • After the deductible plan pays: 80% of the first $5,000 then 100% thereafter
  • International Coverage
  • Acute onset of Pre-Existing Conditions
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $1,000,000
  • Optional Athletic Sport Coverage
What's Not So Good

What's Not So Good

  • Acute onset coverage up to $1,000
  • Must purchase for a minimum of 45 days, to be eligible for renewing the policy
  • Not available for U.S. Residents
  • COVID-19 Excluded

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support