Worldwide
Patriot International Lite
Comprehensive Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Patriot International Lite (A.M. Best Rating: A-) is a comprehensive travel medical insurance plan for travelers seeking dependable worldwide medical coverage at an affordable price. It provides coverage for eligible new illnesses and injuries, emergency medical benefits, and travel assistance for vacations, business travel, and extended stays abroad. Coverage is available from 5 days to 365 days.
Patriot International Lite does not participate in any PPO network. You can visit any doctor or hospital of your choice.
Patriot International Lite does not cover pre-existing conditions. Patriot International Lite includes acute onset coverage of pre-existing conditions for travelers under age 70: up to $1,000,000 for eligible travelers, $20,000 for U.S. citizens without primary health coverage, and $2,500 for ages 65–69.
Review the Patriot International Lite policy documents for complete coverage details, exclusions, and limitations.
Patriot International Lite does not participate in any PPO network. You can visit any doctor or hospital of your choice.
Patriot International Lite does not cover pre-existing conditions. Patriot International Lite includes acute onset coverage of pre-existing conditions for travelers under age 70: up to $1,000,000 for eligible travelers, $20,000 for U.S. citizens without primary health coverage, and $2,500 for ages 65–69.
Review the Patriot International Lite policy documents for complete coverage details, exclusions, and limitations.
Learn more about 5 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: IMG
- Underwriter: SiriusPoint Speciality Insurance Corporation
- Best Suitable for: International travelers needing coverage outside home country
- Eligibility (Who can buy this travel insurance?): International excluding USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- No PPO Network: Visit Any Doctor/Hospital
- After the deductible plan pays: 100% up to the policy maximum
- Medical Coverage During Travel
- Acute Onset of Pre-Existing Condition
- Extenable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $1,000,000
- Optional Adventure Sports Rider
- Optional Evacuation Plus Rider
- COVID-19: Included
What's Not So Good
- No Acute Onset Coverage for those above the age of 70
- $10,000 maximum limit for travelers over 80 years of age
- $50 cancellation fee
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
