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Atlas International Premium : Reviews, Ratings, and Feedback

Atlas International Premium

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Best for:
Worldwide
Atlas International Premium (A.M. Best Rating: A) is a premium travel medical insurance plan for travelers exploring destinations outside their home country. Higher policy maximums, enhanced medical benefits, and acute onset coverage of pre-existing conditions for eligible travelers make it an excellent choice for extended travel, business trips, and international adventures. Coverage is available from 5 days to 365 days.

Atlas International Premium does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Atlas International Premium does not cover pre-existing conditions. Atlas International Premium includes acute onset coverage of pre-existing conditions up to the policy maximum for travelers under age 80.

Review the Atlas International Premium policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International excluding USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • After the deductible plan pays: 100% up to the policy maximum
  • No PPO Network: Visit Any Doctor/Hospital
  • Medical Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $1,000,000
  • Emergency Quarantine Indemnity - COVID-19
  • Urgent Care Center Co-payment
  • Trip Interruption
  • Travel Delay
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Low Policy Maximums for those 80+
  • Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation

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Atlas International

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support