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Atlas International Premium : Reviews, Ratings, and Feedback

Atlas International Premium

Comprehensive Coverage,Rated A (Excellent)
Lloyd's of London

Atlas International Premium is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 5 days to 364 days. After the deductible is satisfied, the plan will pay 100% of eligible medical expenses up to the policy maximum. Learn more about how Atlas International works.

Atlas International Premium can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Atlas International Premium does not cover Pre-Existing medical conditions. Please review Atlas International Premium policy documents for complete coverage and exclusions.

Plan Highlights

  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam
  • Emergency Dental Accident
  • Prescriptions
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: Lloyd's of London
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International excluding USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • AM Best Rating: A (Excellent)
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • COVID-19: Included
  • After the deductible plan pays: 100% up to the policy maximum
  • No PPO Network: Visit Any Doctor/Hospital
  • Medical Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $1,000,000
  • Emergency Quarantine Indemnity - COVID-19
  • Urgent Care Center Co-payment
  • Trip Interruption
  • Travel Delay
What's Not So Good

What's Not So Good

  • Low Policy Maximums for those 80+
  • Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.