VisitorsCoverage logo

Atlas International Premium : Reviews, Ratings, and Feedback

Atlas International Premium

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Best for:
Worldwide
Atlas International Premium Insurance is a comprehensive travel medical insurance plan from WorldTrips designed for travelers seeking higher coverage limits while traveling outside their home country, when the United States is not included as a destination. The plan can help travelers feel more prepared for unexpected illnesses or injuries abroad, with coverage for eligible medical expenses, emergency medical evacuation, and access to 24/7 travel and medical assistance, subject to the selected limits, deductible, exclusions, and policy terms.

For travelers comparing Atlas International Premium travel insurance, the plan offers enhanced medical benefits for international trips where higher coverage limits may be preferred. WorldTrips administers the plan, while Atlas Travel Series policies are underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd. and Houston Casualty Company. Travelers specifically looking for visitor insurance for the USA should note that Atlas International Premium is intended for travel outside the United States. Eligible non-U.S. residents traveling to the U.S. can instead consider Atlas America, which is designed for international visitors to the United States.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International excluding USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • After the deductible plan pays: 100% up to the policy maximum
  • No PPO Network: Visit Any Doctor/Hospital
  • Medical Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $1,000,000
  • Emergency Quarantine Indemnity - COVID-19
  • Urgent Care Center Co-payment
  • Trip Interruption
  • Travel Delay
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Low Policy Maximums for those 80+
  • Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation

Similar Plans

Atlas Essential International

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Best for:
Worldwide

Travel Medical Insurance Plan for international traveler traveling anywhere outside their home country excluding USA.

Atlas International

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Best for:
Worldwide

Travel Medical Insurance Plan for international traveler traveling anywhere outside their home country excluding USA.

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support