Worldwide
Atlas International
Comprehensive Coverage,
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
Best for:
Atlas International Insurance is the international version of WorldTrips’ Atlas Travel® travel medical insurance, designed for U.S. and non-U.S. citizens traveling outside the United States. It provides coverage for eligible medical expenses incurred during a covered trip, with plan options offering overall maximum limits ranging from $50,000 to $2 million, depending on the policy selected.
For travelers comparing Atlas International travel insurance, the plan can be relevant for individuals, families, and students seeking temporary medical coverage while abroad. Benefits can include hospitalization, prescription drugs, emergency medical evacuation, and repatriation of remains, along with worldwide travel assistance services. WorldTrips administers the Atlas Travel series, which is underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC). Coverage is subject to the selected policy’s limits, exclusions, eligibility requirements, deductible, and applicable terms, so travelers seeking visitor insurance for the USA should note that Atlas America, rather than Atlas International, is the version used when eligible international visitors travel to the United States.
For travelers comparing Atlas International travel insurance, the plan can be relevant for individuals, families, and students seeking temporary medical coverage while abroad. Benefits can include hospitalization, prescription drugs, emergency medical evacuation, and repatriation of remains, along with worldwide travel assistance services. WorldTrips administers the Atlas Travel series, which is underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC). Coverage is subject to the selected policy’s limits, exclusions, eligibility requirements, deductible, and applicable terms, so travelers seeking visitor insurance for the USA should note that Atlas America, rather than Atlas International, is the version used when eligible international visitors travel to the United States.
Learn more about 3 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Trip Delay
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: WorldTrips
- Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
- Best Suitable for: International travelers needing coverage outside home country
- Eligibility (Who can buy this travel insurance?): International excluding USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- After the deductible plan pays: 100% up to the policy maximum
- No PPO Network: Visit Any Doctor/Hospital
- Medical Coverage During Travel
- Acute Onset of Pre-Existing Condition
- Extenable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $1,000,000
- Optional Accidental Death & Dismemberment Rider
- Optional Rider: Crisis Response
- Optional Rider: Personal Liability
- COVID-19: Included
What's Not So Good
- Low Policy Maximums for those 80+
- Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation
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Atlas Essential International
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Travel Medical Insurance Plan for international traveler traveling anywhere outside their home country excluding USA.
Atlas International Premium
Comprehensive Coverage Plan, Comprehensive Coverage Plan,
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
Best for:
Worldwide
Travel medical insurance for US and Non-US citizens and residents, traveling internationally anywhere outside their home country, excluding USA.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
