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Atlas International : Reviews, Ratings, and Feedback

Atlas International

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Best for:
Worldwide
WorldTrips Atlas International (A.M. Best Rating: A) is a comprehensive travel medical insurance plan for travelers seeking dependable worldwide medical coverage while outside their home country. Flexible policy options, emergency travel assistance, and comprehensive medical benefits make it a popular choice for international vacations, business travel, digital nomads, and extended stays abroad. Coverage is available from 5 days to 365 days.

Atlas International does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Atlas International does not cover pre-existing conditions. Includes acute onset coverage of pre-existing conditions up to the policy maximum for travelers under age 80.

Review the Atlas International policy documents for complete coverage details, exclusions, and limitations.

Learn more about 3 optional add-on benefits available on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Trip Interruption
  • Trip Delay
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International excluding USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • After the deductible plan pays: 100% up to the policy maximum
  • No PPO Network: Visit Any Doctor/Hospital
  • Medical Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $1,000,000
  • Optional Accidental Death & Dismemberment Rider
  • Optional Rider: Crisis Response
  • Optional Rider: Personal Liability
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Low Policy Maximums for those 80+
  • Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation

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Atlas International Premium

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Travel medical insurance for US and Non-US citizens and residents, traveling internationally anywhere outside their home country, excluding USA.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support