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Travel insurance policies primarily only provide coverage for any new and unexpected illnesses or injuries that occur after the policy goes into effect. Pre-existing conditions and preventive care are generally not covered due to the short-term nature of these plans. Depending on the age of the insured however, some policies do provide some coverage for an acute onset of a pre-existing condition. An acute onset of a pre-existing condition is defined as a sudden and unexpected recurrence of a pre-existing medical condition and can only be diagnosed by a doctor at the time of visit. That being said, two policies you can consider purchasing for your parents to protect them from anything unexpected is the CoverAmerica Gold plan or the Safe Travels USA Comprehensive plan. These policies can also provide them with some coverage for an acute onset of a pre-existing condition, should anything occur.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.