Which international travel insurance is best for travelers with pre-existing conditions?

All travel insurance policies, regardless of which company you buy from, will generally only provide coverage for unexpected illnesses or injuries that occur after the policy start date. Due to the short term nature of these plans, they do not offer much coverage for pre-existing conditions and preventive care. There are some policies that provide coverage for acute onset of pre-existing conditions for individuals above 70 however, it is also worth noting that an acute onset of a pre-existing condition can only be diagnosed as such by a doctor at the time of visit. Having said that, it is still important to obtain some coverage, rather than none. Given those limitations, two policies you may want to consider are Safe Travels USA Comprehensive and CoverAmerica - Gold. Before making a purchase, it is strongly recommended that you read the description of coverage for each plan to ensure that you are selecting the policy that best fits your travel needs.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.