Why do visitors insurance plans not offer acute onset of pre-existing conditions coverage for people over 70?

Generally, travel insurance plans only provide acute onset of pre-existing conditions coverage up to age 69 because there is a higher chance of injury, illness and pre-existing conditions with people above 70 and it poses a risk to insurance companies. However, some of the plans we offer do provide acute onset of pre-existing conditions coverage for travelers over 70 years of age. For example, CoverAmerica - Gold can provide up to $30,000 in coverage and Atlas America can provide up to the policy maximum limit. To learn more about acute onset coverage, visit our acute onset coverage page.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.