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Why do visitors insurance plans not offer acute onset of pre-existing conditions coverage for people over 70?

Updated Mar 08, 2022
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Generally, travel insurance plans only provide acute onset of pre-existing conditions coverage up to age 69 because there is a higher chance of injury, illness and pre-existing conditions with people above 70 and it poses a risk to insurance companies. However, some of the plans we offer do provide acute onset of pre-existing conditions coverage for travelers over 70 years of age. For example, CoverAmerica - Gold can provide up to $30,000 in coverage and Atlas America can provide up to the policy maximum limit. To learn more about acute onset coverage, visit our acute onset coverage page.

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VisitorsCoverage Support