Visitors to the USA
Atlas America Premium
Comprehensive Coverage,
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
Best for:
Atlas America Premium Insurance is a comprehensive travel medical insurance plan designed primarily for international visitors traveling to the United States. Administered by WorldTrips, the plan is underwritten through TMHCC Insurance SPC Ltd. and Houston Casualty Company. Coverage can be purchased for trips ranging from 5 to 365 days, with selected policy maximums reaching $2 million for eligible travelers, subject to age and plan restrictions.
For travelers comparing Atlas America Premium travel insurance or Atlas America Premium visitor insurance, the plan combines medical coverage with benefits such as hospitalization, urgent and emergency care, prescription medication, emergency medical evacuation, and acute onset of pre-existing conditions for eligible travelers. It also provides access to the UnitedHealthcare PPO network in the U.S. As with any visitor insurance for the USA, deductibles, eligibility requirements, exclusions, benefit limits, and other policy terms apply, so the official policy documents should be reviewed before purchasing.
For travelers comparing Atlas America Premium travel insurance or Atlas America Premium visitor insurance, the plan combines medical coverage with benefits such as hospitalization, urgent and emergency care, prescription medication, emergency medical evacuation, and acute onset of pre-existing conditions for eligible travelers. It also provides access to the UnitedHealthcare PPO network in the U.S. As with any visitor insurance for the USA, deductibles, eligibility requirements, exclusions, benefit limits, and other policy terms apply, so the official policy documents should be reviewed before purchasing.
No optional add-on benefits on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: WorldTrips
- Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
- Best Suitable for: International visitors to the USA, looking for extensive travel insurance
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- PPO Network
- After the deductible plan pays: 100% up to the policy maximum
- Medical Coverage During Travel
- Acute Onset of Pre-Existing Condition
- Extenable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $1,000,000
- Emergency Quarantine Indemnity - COVID-19
- Urgent Care Center Co-payment
- Trip Interruption
- Travel Delay
- COVID-19: Included
What's Not So Good
- Low Policy Maximums for those 80+
- Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation
- Optional add-on benefits No Optional add-on benefits
- Plan FAQ
- Extend Online
- Cancellation & Refund Info
- How This Plan Works?
- Claim Information
- PPO Network
- What is Not Covered (Exclusions)
- Plan Brochure
- Sample Description of Coverage
- Insurance Product Information Document
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
