Atlas America Premium : Reviews, Ratings, and Feedback

Atlas America Premium

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Atlas America Premium is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country . The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay100% of eligible medical expenses, up to the policy maximum. Learn more about how Atlas America works.

Atlas America Premium can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Atlas America Premium does not cover Pre-Existing medical conditions. Please review Atlas America Premium policy documents for complete coverage and exclusions.

Plan Highlights

COVID-19 Coverage: Included
After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Dental Coverage
Emergency Eye Exam Coverage
Prescriptions/Medication
Quarantine Indemnity
Trip Interruption
Trip Delay
Lost Checked Luggage
Pre-Existing Conditions: No Coverage

Key Metrics

Administrator: WorldTrips
Underwriter: Lloyd's of London
Best Suitable for: International visitors to the USA, looking for extensive travel insurance
Eligibility (Who can buy this travel insurance?): Visitors to the USA
Type of coverage: Comprehensive Coverage Plan

Reviews & Ratings

A.M. Best Rating: A
Licensed and Regulated by the United States Department of Insurance

What's Good

COVID-19: Included
United Healthcare PPO Network
After the deductible plan pays: 100% up to the policy maximum
Medical Coverage During Travel
Acute Onset of Pre-Existing Condition
Extenable/Renewable
Cancellable
Emergency Medical Evacuation: Up to $1,000,000
Emergency Quarantine Indemnity - COVID-19
Urgent Care Center Co-payment
Trip Interruption
Travel Delay

What's Not So Good

Low Policy Maximums for those 80+
Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.