CoverAmerica- Gold Insurance:
Reviews, Ratings, Feedback

CoverAmerica-Gold offers travel insurance coverage and medical emergency services to visitors to the USA.
Cover America Gold Insurance is a comprehensive coverage visitor insurance policy, administration by Seven Corners. If In-Network providers directly bill the insurance company.


CoverAmerica-Gold Insurance

Underwriters: Sirius International
Reviews and Ratings
  • Licensed and regulated by the United States Department of Insurance.
  • All claims are handled in USA.
  • CoverAmerica-Gold participates in the United Healthcare PPO network. United Healthcare offers an extensive network of medical providers and medical facilities you can visit throughout the U.S. Providers can directly bill the insurance company, making the medical service(s) recevied a cashless transaction.
  • AM Best Rating: A (Excellent)
  • Underwriter:Sirius International
  • Administrator: IMG (A US based reputed insurance administrator)
  • Best Suited for: International visitors to the USA.
  • Eligibility (Who can buy this travel insurance?): Non U.S citizens traveling to the USA on a visitors visa.
What's Good
  •  COVID-19 Included
  • Influenza vaccination coverage
  • Low-cost comprehensive travel insurance
  • No cancellation or renewal fee on CoverAmerica-Gold
  • Urgent care copay $15
  • Extensive PPO Network: United Healthcare
  • International Travel Coverage
  • Acute onset of Pre-Existing Condition: Plan offers up to the policy maximum of coverage for an acute onset of pre-existing condition for those under the age of 70. For those ages 70 to 79, coverage is up to $30,000
  • Public Health Emergency Screening Benefit
  • Adequate Emergency Medical Evacuation Coverage
  • Deductible Once per Policy Period
What's Not So Good
  • Plan cannot be purchased by US citizens or Green card holders, coming to the USA for a short trip
  • Covers only in USA and trips from USA to a few South and North American countries
How It Works
  • In the USA, within the PPO network and for trips outside the USA: plan pays 100% for eligible medical expenses up to the policy maximum.
  • Outside PPO network, plan pays 80% of the first $5,000 of eligible medical expenses, then 100% thereafter up to the policy maximum.
  • See complete Details -

Manage your CoverAmerica-Gold Insurance Policy Online

Easily manage your CoverAmerica-Gold insurance policy online by logging on My Policy to renew your plan, download your policy ID card, make changes to your policy, cancel your policy, and find helpful information about your plan.

Where and How to Buy CoverAmerica Gold Visitor Insurance?

You can purchase the plan online.
You will need the Passport Number and Date of Birth of the Insured and valid credit card information to purchase the plan online.