Patriot Platinum insurance is one of the popular plans from IMG insurance company providing first class travel medical insurance and travel protection for international traveler. It is ideal for senior international travelers between the age group of 70-79 years of age with a policy maximum of $100,000. It is also a good plan for aged between 14 days to 69 years, as it offers high policy maximum options of $1,000,000, $5000,000 and $8000,000.
Patriot Platinum Insurance
Underwriters: Sirius Specialty Insurance CorporationReviews and Ratings
- Patriot Platinum has good feedback and Reviews from customers.
- Licensed and regulated by the Department of Insurance in the United States.
- All claims are handled in USA.
- Patriot Platinum insurance participates in the United Healthcare PPO network providing you thousands of reputed doctors, medical experts and hospitals throughout the USA. Provider can directly bill the insurance company and the transaction can be cashless
Highlights
COVID-19 Included- AM Best Rating: A- (Excellent)
- Standard & Poor's Rating: A-
- Underwriter: Sirius Specialty Insurance Corporation
- Administrator: IMG A US based reputed insurance administrator.
- Within the PPO Network: After the deductible, program pays 100% up to the policy maximum
- Outside the PPO Network: After the deductible, program pays 90% for the first $5000 and 100% thereafter up to the policy maximum.
- Best Suitable for: Senior International travelers visiting USA or outside their home country
- Eligibility (Who can buy this plan?): For non US residents traveling outside their home country including the USA
What's Good
- Comprehensive Medical Coverage plan for seniors.
- PPO network, i.e. greater number of doctors, medical facilities, and hospitals covered across the USA.
- Deductible is once in a policy period.
- Extendable online, cancellable, and refundable
- Optional rider available for Adventure Sports and Evacuation.
- Cancellable and refundable. (Full refund before coverage start date, Pro-rated refund if there is no claim after start date. A $50 cancellation fee applies)
What's Not So Good
- Precertification required for certain medical treatments to avoid 50% reduction in benefits.
- $50 cancellation fee.
How It Works
- After the deductible plan pays: 100% up to the policy maximum within the PPO Network
- See complete Details - How Patriot Platinum insurance plan works?
Patriot Platinum Visitor Insurance Experiences
Patriot Platinum offers excellent benefits for seniors, and is among one the popular choices for visitors looking for a higher coverage maximum.
Manage your Patriot Insurance Policy Online: Renewal, Extension, Visa Letter and more
Easily manage your Patriot Platinum insurance policy online by logging on My Policy to renew your plan, download your policy ID card, make changes to your policy, cancel your policy, and find helpful information about your plan.
Patriot Platinum Insurance Claim Information
t is recommended to download this claim form, complete it and send it to IMG after you have received medical treatment and services. Make sure to complete the claim form and provide the supporting documents for faster processing. To learn more, read the information about the visitor insurance claims process.
