ChoiceAmerica_® : Reviews, Ratings, and Feedback

ChoiceAmerica® insurance is a limited-benefit travel medical insurance plan designed primarily for international visitors traveling to the United States, with coverage also extending to Canada and Mexico under the plan terms. It provides scheduled benefits for eligible medical expenses, including inpatient and outpatient treatment, emergency services, emergency medical evacuation, prescriptions, and certain other benefits. Current plan options offer maximum coverage limits of $50,000, $100,000, or $150,000 per certificate period, depending on the plan selected.

For travelers comparing ChoiceAmerica® travel insurance or ChoiceAmerica® visitor insurance, an important point is that this is a fixed/scheduled-benefit plan rather than comprehensive major medical insurance, so individual services are subject to stated limits, deductibles, exclusions, and other policy conditions. The plan is administered by International Medical Group (IMG) and underwritten by SiriusPoint Specialty Insurance Corporation. Its combination of visitor-focused eligibility, emergency medical benefits, and optional features such as pre-existing-condition coverage may make ChoiceAmerica worth considering when comparing visitor insurance for the USA, but travelers should review the certificate and applicable state-specific terms before purchasing.