ChoiceAmerica insurance is a visitor insurance plan administered by IMG. ChoiceAmerica offers basic travel insurance coverage and emergency services at affordable price to non-U.S. citizens traveling to the United States, Mexico or Canada.
CA
ChoiceAmerica Insurance
Underwriters: SiriusReviews and Ratings
- Visit any doctor or hospital.
- Licensed and regulated by Dept. of insurance in United States.
- All claims are handled in USA.
Highlights
COVID-19 Included- AM Best Rating: A (Excellent)
- Standard & Poor's Rating: A-
- Underwriter: Sirius International
- Administrator: IMG (A US based reputed insurance administrator).
- Best suitable for: International tourists visiting USA, Mexico or Canada.
- ChoiceAmerica Insurance Reviews and Ratings: Rated A by AM Best.
- Eligibility (Who can buy this plan?): Non-US Citizens traveling to the U.S., Mexico or Canada
What's Good
- Low cost and affordable price.
- Good for basic medical coverage.
- COVID-19 coverage
- Influenza vaccination coverage
- Pre-existing condition rider coverage.
- Adventure Sports Rider coverage.
- Dental & Vision rider coverage.
- Renewable.
- Cancelable and refundable. (Full refund before start date, prorated refund if there is no claim- $20 cancellation fee applicable)
What's Not So Good
- Coverage and benefits may not be adequate. Plan pays fixed, pre-defined rate for each service.
- Maximum 364 days of coverage.
- Only provides coverage for those 15 days to 75 years of age.
- Precertification required for certain medical treatments to avoid 50% reduction in benefits.
How It Works
- After the deductible plan pays:
As per the pre defined schedule of benefits. - See complete Details - How ChoiceAmerica insurance plan works?
ChoiceAmerica Insurance Claim Information
You can download the claimant form here: ChoiceAmerica insurance claim form
It is recommended that after you take any medical service or have any claims, please download this claimant form, complete it and send it to IMG. Make sure to provide complete information and supporting documents for faster processing. Read more information about visitor insurance claims process
