ChoiceAmerica insurance is a visitor insurance plan administered by IMG. ChoiceAmerica offers basic travel insurance coverage and emergency services at affordable price to non-U.S. citizens traveling to the United States, Mexico or Canada.
CA
ChoiceAmerica Insurance
Underwriters: SiriusReviews and Ratings
- Licensed and regulated by Dept. of insurance in United States.
- AM Best Rating: A (Excellent)
- Standard & Poor's Rating: A-
- Underwriter: Sirius International
- Administrator: IMG (A US based reputed insurance administrator)
- All claims are handled in USA.
Highlights
COVID-19 Included- Visit any doctor or hospital.
- Best suited for: International travelers visiting the USA, Mexico, or Canada
- ChoiceAmerica Insurance Reviews and Ratings: Rated A by AM Best.
- Eligibility (Who can buy this plan?): Non-US Citizens traveling to the U.S., Mexico or Canada
What's Good
- Low cost and affordable price
- Good for basic medical coverage
- COVID-19 coverage
- Influenza vaccination coverage
- First Health PPO Network
- Pre-existing condition rider coverage
- Adventure Sports Rider coverage
- Dental & Vision rider coverage
- Renewable
- Cancelable and refundable. (Full refund before start date, prorated refund if there is no claim- $20 cancellation fee applicable)
What's Not So Good
- Coverage and benefits may not be adequate. Plan pays fixed, pre-defined rate for each service.
- Only provides coverage for those 15 days to 75 years of age.
- Precertification required for certain medical treatments to avoid 50% reduction in benefits.
How It Works
- After the deducitble, plan pays pre-fixed amounts for each benefit or service received
- See complete Details - How ChoiceAmerica insurance plan works?
ChoiceAmerica Insurance Claim Information
It is recommended to download this claim form, complete it and send it to IMG after you have received medical treatment and services. Make sure to complete the claim form and provide the supporting documents for faster processing. To learn more, read the information about the visitor insurance claims process.
