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Visitors Care : Reviews, Ratings, and Feedback

Visitors Care

Limited Coverage, A.M. Best Rating: A
SiriusPoint Speciality Insurance Corporation


Visitors Care is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Learn more about how Visitors Care works.

Visitors Care can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Visitors Care does not cover Pre-Existing medical conditions. Please review Visitors Care’s policy documents for complete coverage and exclusions.

Plan Highlights

  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Acute Onset of Pre-Existing Condition Coverage:
  • Outpatient & Inpatient Services
  • Emergency Room Coverage
  • Emergency Dental Accident
Key Metrics

Key Metrics

  • Administrator: IMG
  • Underwriter: SiriusPoint Speciality Insurance Corporation
  • Type of coverage: Limited Coverage Plan
  • Best Suited For: International visitors to the USA, looking for a low-cost travel insurance plan.
  • Eligibility (Who can buy this travel insurance?): International including USA
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • COVID-19: Included
  • First Health PPO Network
  • International Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $25,000
What's Not So Good

What's Not So Good

  • Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service. (on limited plans)
  • Precertification required for certain medical treatments to avoid 50% reduction in benefits.
  • Only $10,000 coverage limit for travelers over 80 years of age.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.