Budget plan
VisitorSecure
Limited Coverage,
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
Best for:
VisitorSecure Insurance is a short-term travel medical insurance plan administered by WorldTrips and designed for individuals traveling outside their home country, including international visitors coming to the United States. The plan provides coverage for eligible medical expenses related to unexpected illness or injury, with options for different policy maximums and deductibles depending on the traveler’s age and selected plan.
For travelers looking for visitor insurance for the USA, VisitorSecure travel insurance can be worth considering when comparing affordable, fixed-benefit travel medical insurance options. Benefits can include eligible medical treatment, emergency medical evacuation, repatriation of remains, and limited coverage for an acute onset of a pre-existing condition, subject to the policy’s definitions, limits, exclusions, and eligibility requirements. VisitorSecure does not use a PPO network, allowing insured travelers to seek care from a doctor or hospital of their choice.
For travelers looking for visitor insurance for the USA, VisitorSecure travel insurance can be worth considering when comparing affordable, fixed-benefit travel medical insurance options. Benefits can include eligible medical treatment, emergency medical evacuation, repatriation of remains, and limited coverage for an acute onset of a pre-existing condition, subject to the policy’s definitions, limits, exclusions, and eligibility requirements. VisitorSecure does not use a PPO network, allowing insured travelers to seek care from a doctor or hospital of their choice.
No optional add-on benefits on this plan.
Plan Highlights
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: WorldTrips
- Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
- Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
- Eligibility (Who can buy this travel insurance?): International including USA
- Type of coverage: Limited Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- No PPO Network: Can Visit Any Doctor
- International Coverage During Travel
- Acute Onset of Pre-Existing Condition
- Extendable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $50,000
- COVID-19: Included
What's Not So Good
- Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service. (on limited plans)
- Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
- For age 70+, fixed $100 deductible for each incident.
- Optional add-on benefits No Optional add-on benefits
- Plan FAQ
- Extend Online
- Cancellation & Refund Info
- How This Plan Works?
- Claim Information
- PPO Network
- What is Not Covered (Exclusions)
- Plan Brochure
- Sample Description of Coverage
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
