VisitorSecure Insurance is a basic travel medical insurance plan offered by Tokio Marine HCC - MIS Group, underwritten by Lloyds. VisitorSecure provides affordable but limited coverage for visitors traveling outside their home country and visiting the USA. Being a limited coverage insurance plan, the plan provides coverage pre-defined fixed coverage benefits. VisitorSecure also provides coverage for acute onset of a pre-existing condition for visitors below the age of 70 years, up to a certain amount depending on the policy maximum, at no extra cost.
VS
VisitorSecure Insurance
Underwriters: LloydsReviews and Ratings
- VisitorSecure insurance rating is A+ by AM Best (underwritten by Lloyds).
- VisitorSecure is administrated by a reputed US based insurance provider - Tokio Marine HCC - MIS Group.
- Claims are handled in USA.
- One of the reputed and trusted, cost effective visitor insurance plans for international tourist.
Highlights
- AM Best Rating: A+
- Underwriter: Lloyd's
- Administrator: Tokio Marine HCC - MIS Group (A US based reputed insurance administrator).
- Best suitable for: International visitors traveling outside their home country. And US Citizens traveling outside the continental USA, Alaska, Hawaii, Puerto Rico, and the U.S. Virgin Islands.
- VisitorSecure Insurance Reviews and Ratings: Rated A+ by AM Best.
- Eligibility (Who can buy this plan?): US & Non-US Citizens traveling outside their home country.
What's Good
- Low cost and affordable price.
- Good for basic medical coverage, Per incident coverage.
- Coverage up to 364 days
- Coverage for emergency medical evacuation, and common carrier accidental death and dismemberment
- Coverage for Acute onset of pre-existing medical condition under 70 years
- Renewable, Cancelable and refundable. (Full refund before start date, prorated refund if there is no claim- $25 applicable cancellation fee)
What's Not So Good
- Since VisitorSecure Insurance plan is a limited coverage plan, the coverage and benefits may not be adequate.
- For age 70+, fixed $100 deductible for each incident.
- Only $10,000 coverage for travelers over 80 years of age.
- May not be adequate for higher medical expenses.
- Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
How It Works
- After the deductible plan pays: As per the pre-defined schedule of benefits.
- See complete Details - How VisitorSecure insurance plan works?
