Budget plan
VisitorSecure
Limited Coverage,
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
Best for:
WorldTrips VisitorSecure (A.M. Best Rating: A) is a limited coverage fixed-benefit visitor insurance plan designed for international travelers seeking affordable medical coverage while visiting the United States. Its scheduled-benefit structure helps keep premiums low while providing predictable coverage for eligible medical services, making it an excellent choice for family visits, vacations, and other short-term stays. Coverage is available from 5 days to 364 days.
While in the U.S., after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. VisitorSecure does not participate in any PPO network. You can visit any doctor or hospital of your choice.
VisitorSecure does not cover pre-existing conditions. Includes coverage for an acute onset of a pre-existing condition available for travelers under age 70.
Review the VisitorSecure policy documents for complete coverage details, exclusions, and limitations.
While in the U.S., after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. VisitorSecure does not participate in any PPO network. You can visit any doctor or hospital of your choice.
VisitorSecure does not cover pre-existing conditions. Includes coverage for an acute onset of a pre-existing condition available for travelers under age 70.
Review the VisitorSecure policy documents for complete coverage details, exclusions, and limitations.
No optional add-on benefits on this plan.
Plan Highlights
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: WorldTrips
- Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
- Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
- Eligibility (Who can buy this travel insurance?): International including USA
- Type of coverage: Limited Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- No PPO Network: Can Visit Any Doctor
- International Coverage During Travel
- Acute Onset of Pre-Existing Condition
- Extendable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $50,000
- COVID-19: Included
What's Not So Good
- Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service. (on limited plans)
- Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
- For age 70+, fixed $100 deductible for each incident.
- Optional add-on benefits No Optional add-on benefits
- Plan FAQ
- Extend Online
- Cancellation & Refund Info
- How This Plan Works?
- Claim Information
- PPO Network
- What is Not Covered (Exclusions)
- Plan Brochure
- Sample Description of Coverage
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
