VisitorSecure Insurance:
Reviews, Ratings, Feedback

VisitorSecure Insurance is a basic travel medical insurance plan offered by Tokio Marine HCC - MIS Group, underwritten by Lloyds. VisitorSecure provides affordable but limited coverage for visitors traveling outside their home country and visiting the USA. Being a limited coverage insurance plan, the plan provides coverage pre-defined fixed coverage benefits. VisitorSecure also provides coverage for acute onset of a pre-existing condition for visitors below the age of 70 years, up to a certain amount depending on the policy maximum, at no extra cost.

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VisitorSecure Insurance

Underwriters: Lloyds
Reviews and Ratings
  • VisitorSecure insurance rating is A+ by AM Best (underwritten by Lloyds).
  • VisitorSecure is administrated by a reputed US based insurance provider - Tokio Marine HCC - MIS Group.
  • Claims are handled in USA.
  • One of the reputed and trusted, cost effective visitor insurance plans for international tourist.
Highlights
  • AM Best Rating: A+
  • Underwriter: Lloyd's
  • Administrator: Tokio Marine HCC - MIS Group (A US based reputed insurance administrator).
  • Best suitable for: International visitors traveling outside their home country. And US Citizens traveling outside the continental USA, Alaska, Hawaii, Puerto Rico, and the U.S. Virgin Islands.
  • VisitorSecure Insurance Reviews and Ratings: Rated A+ by AM Best.
  • Eligibility (Who can buy this plan?): US & Non-US Citizens traveling outside their home country.
What's Good
  • Low cost and affordable price.
  • Good for basic medical coverage, Per incident coverage.
  • Coverage up to 364 days
  • Coverage for emergency medical evacuation, and common carrier accidental death and dismemberment
  • Coverage for Acute onset of pre-existing medical condition under 70 years
  • Renewable, Cancelable and refundable. (Full refund before start date, prorated refund if there is no claim- $25 applicable cancellation fee)
What's Not So Good
  • Since VisitorSecure Insurance plan is a limited coverage plan, the coverage and benefits may not be adequate.
  • For age 70+, fixed $100 deductible for each incident.
  • Only $10,000 coverage for travelers over 80 years of age.
  • May not be adequate for higher medical expenses.
  • Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
How It Works
Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.