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VisitorSecure : Reviews, Ratings, and Feedback


Limited Coverage, A.M. Best Rating: A
Lloyd's of London

VisitorSecure is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Visit USA does not participate in any PPO network. You can visit any doctor or hospital of your choice. Learn more about how VisitorSecure works.

VisitorSecure will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

 VisitorSecure does not cover pre-existing condition conditions. Please review VisitorSecure’s policy documents for complete coverage and exclusions.

Plan Highlights

  • COVID-19 Coverage: Included
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: Lloyd's of London
  • Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
  • Eligibility (Who can buy this travel insurance?): International including USA
  • Type of coverage: Limited Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • COVID-19: Included
  • No PPO Network: Can Visit Any Doctor
  • International Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $50,000
What's Not So Good

What's Not So Good

  • Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service. (on limited plans)
  • Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
  • For age 70+, fixed $100 deductible for each incident.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.