VisitorSecure Insurance is a basic travel medical insurance plan offered by WorldTrips, underwritten by Lloyds. VisitorSecure provides affordable but limited coverage for visitors traveling outside their home country and visiting the USA. Being a limited coverage insurance plan, the plan provides coverage pre-defined fixed coverage benefits. VisitorSecure also provides coverage for acute onset of a pre-existing condition for visitors below the age of 70 years, up to a certain amount depending on the policy maximum, at no extra cost.
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VisitorSecure Insurance
Underwriters: LloydsReviews and Ratings
- VisitorSecure insurance rating is A+ by AM Best
- Underwriter: Lloyd's
- Administrator: WorldTrips (A US based reputed insurance administrator).
- Claims are handled in USA.
Highlights
COVID-19 Included- Best suited for:International travelers needing a low-cost coverage plan outside of their home country.
- VisitorSecure Insurance Reviews and Ratings: Rated A+ by AM Best.
- Eligibility (Who can buy this plan?): US & Non-US Citizens traveling outside their home country.
What's Good
- Low cost and affordable price.
- Good for basic medical coverage, Per incident coverage.
- Coverage up to 364 days
- Coverage for emergency medical evacuation, and common carrier accidental death and dismemberment
- Coverage for Acute onset of pre-existing medical condition under 70 years
- Renewable, Cancelable and refundable. (Full refund before start date, prorated refund if there is no claim- $25 applicable cancellation fee)
What's Not So Good
- Coverage and benefits may not be adequate. Plan pays fixed, pre-defined rate for each service.
- For age 70+, fixed $100 deductible for each incident.
- Only $10,000 coverage for travelers over 80 years of age.
- Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
How It Works
- After the deducitble, plan pays pre-fixed amounts for each benefit or service received.
- See complete Details - How VisitorSecure insurance plan works?
