Atlas America Insurance:
Reviews, Ratings, Feedback

Atlas America insurance is a visitor insurance plan which offers travel insurance coverage and emergency services to individuals and families traveling outside their Home Country. This travel insurance offers Acute onset of pre-existing condition coverage for visitors with certain limits. Within the PPO network, after the deductible, the plan pays 100% up to the policy maximum for covered sickness or injury. Outside the USA, the plan pays 100% after deductible. There is no PPO network outside USA.


Atlas America Insurance

Underwriters: Lloyd's
Reviews and Ratings
  • Atlas America Insurance is offered /administrated by a US based insurance provider - WorldTrips. A subsidiary of HCC insurance, a NY stock exchange listed public company with good history.
  • AM Best Rating: A (Excellent)
  • Standard & Poor's Rating: A+ (Strong)
  • Underwriter: Lloyd's
  • Administrator: WorldTrips (A US based reputed insurance administrator).
  • Licensed and regulated by Dept. of insurance in United States.
  • All claims are handled in USA.
  •  COVID-19 Included
  • Best Suited for: International tourists visiting USA.
  • Eligibility (Who can buy this plan?): US & Non-US Citizens traveling outside their home country.
  • 100% up to policy maximum whether in or out of PPO network
  • Atlas America insurance participates in UnitedHealthcare PPO network. UnitedHealthcare is an independent organization and a recognized PPO Network by all major hospitals, doctors, and health facilities.
What's Good
  • Comprehensive Travel Medical Coverage
  • After deductible, 100% covered up to policy maximum.
  • United Healthcare PPO Network
  • Acute onset of Pre-existing Condition Coverage, up to $2,000,000 for age under 65 yrs(conditions apply, read brochure for details)
  • Deductible is once in a policy period
  • Extendable up to 364 days.
  • For age 70-79 coverage is available up to $100,000 .
  • Refundable
What's Not So Good
  • Emergency Room deductible applies if not hospitalized as impatient for illness.
  • For age 80+, Low policy maximum
How It Works

Manage your Atlas Travel Insurance Policy Online

Easily manage your Atlas America insurance policy online by logging on My Policy to renew your plan, download your policy ID card, make changes to your policy, cancel your policy, and find helpful information about your plan.

Atlas America Insurance Claim Information

You can download the claimant form: here

It is recommended to download the claim form, complete it and send it to WorldTrips after you have received medical treatment and services. Make sure to complete the form and provide the supporting documents for faster processing. To learn more about the claims process, read visitor insurance claims process.