Visitors to the USA
Atlas America
Comprehensive Coverage,
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
Best for:
Atlas America Insurance is WorldTrips’ U.S.-focused version of its Atlas Travel medical insurance, designed for non-U.S. citizens and non-U.S. residents traveling to the United States. It provides travel medical insurance for unexpected illnesses and injuries, with benefits that can include hospitalization, emergency medical care, prescription drugs, emergency medical evacuation, and repatriation of remains. Coverage options can be customized by deductible, policy maximum, and coverage period, subject to the plan’s eligibility requirements and policy terms.
For visitors comparing Atlas America travel insurance or Atlas America visitor insurance, the plan can be a practical option to consider when looking for visitor insurance for the USA, particularly for longer U.S. stays or family visits. WorldTrips administers the plan, while coverage is underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC). Benefits, exclusions, limits, and eligibility—including treatment of pre-existing conditions—vary by policy and should be reviewed in the applicable certificate and schedule of benefits before purchase.
For visitors comparing Atlas America travel insurance or Atlas America visitor insurance, the plan can be a practical option to consider when looking for visitor insurance for the USA, particularly for longer U.S. stays or family visits. WorldTrips administers the plan, while coverage is underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC). Benefits, exclusions, limits, and eligibility—including treatment of pre-existing conditions—vary by policy and should be reviewed in the applicable certificate and schedule of benefits before purchase.
Learn more about 3 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Trip Interruption
- Trip Delay
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: WorldTrips
- Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company
- Best Suitable for: International visitors to the USA, looking for extensive travel insurance
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- PPO Network
- After the deductible plan pays: 100% up to the policy maximum
- International Coverage During Travel
- Acute Onset of Pre-Existing Condition
- Extenable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $1,000,000
- Optional Rider: AD&D
- Optional Rider: Crisis Response
- Optional Rider: Personal Liability
- COVID-19: Included
What's Not So Good
- Emergency Room Deductible If Not Hospitalized
- Low Policy Maximums for those 80+
- Low Acute Onset of Pre-Existing Condition Emergency Medical Evacuation
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
