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Safe Travels USA Comprehensive : Reviews, Ratings, and Feedback

Safe Travels USA Comprehensive

Comprehensive Coverage,Rated A (Excellent)
C&F Crum & Forster

Best for:
Travelers ages 80+ to the USA

Safe Travels USA Comprehensive is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the First Health PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 80% of the first $5,000 in eligible medical expenses then 100% thereafter. Learn more about how Safe Travels USA Comprehensive works.


Safe Travels USA Comprehensive can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Safe Travels USA Comprehensive does not cover Pre-Existing medical conditions. Please review Safe Travels USA Comprehensives policy documents for complete coverage and exclusions.

Plan Highlights

  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions
  • Emergency Medical Treatment of Pregnancy
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Trawick International
  • Underwriter: C&F Crum & Forster
  • Best Suitable for: International visitors to the USA, looking for extensive travel insurance
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • AM Best Rating: A (Excellent)
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • COVID-19: Included
  • First Health PPO Network
  • After the deductible plan pays: 100% up to the policy maximum within the PPO Network
  • International Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: 100%
  • Optional Rider: AD&D
  • Optional Rider: Athletic Sports Coverage
  • Optional Rider: Return to Home Coverage
What's Not So Good

What's Not So Good

  • No Coverage for those ages 90+
  • Acute onset coverage coverage related to Cardiac conditions is less than other conditions, for all age groups.
  • Lower Dental Accident Coverage

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.