VisitorsCoverage logo

Safe Travels USA Comprehensive : Reviews, Ratings, and Feedback

Safe Travels USA Comprehensive

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels USA Comprehensive (A.M. Best Rating: A) is a comprehensive travel medical insurance plan designed specifically for international visitors traveling to the United States. It provides broad medical coverage for eligible new illnesses and injuries, emergency medical benefits, travel assistance, and access to the UnitedHealthcare PPO network, making it a popular choice for family visits, vacations, and business travel. Coverage is available from 5 days to 364 days.

While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses, up to the selected policy maximum. Outside of the PPO network, the plan will pay 100% in eligible medical expenses, up to the selected policy maximum.

Safe Travels USA Comprehensive does not cover pre-existing conditions. Safe Travels USA Comprehensive includes acute onset coverage of pre-existing conditions: up to the policy maximum through age 69, $35,000 for ages 70–79, and $20,000 for ages 80+.

Review the Safe Travels USA Comprehensive policy documents for complete coverage details, exclusions, and limitations.

Learn more about 3 optional add-on benefits available on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network.
    Outside of the PPO network, after the deductible, plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Emergency Medical Treatment of Pregnancy
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Trawick International
  • Underwriter: Zurich Insurance Europe AG Belgian branch
  • Best Suitable for: International visitors to the USA, looking for extensive travel insurance
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • PPO Network
  • After the deductible plan pays: 100% up to the policy maximum within the PPO Network
  • International Coverage During Travel
  • Acute Onset of Pre-Existing Condition
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: 100%
  • Optional Rider: AD&D
  • Optional Rider: Athletic Sports Coverage
  • Optional Rider: Return to Home Coverage
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • No Coverage for those ages 90+
  • Acute onset coverage coverage related to Cardiac conditions is less than other conditions, for all age groups.
  • Lower Dental Accident Coverage

Similar Plans

Atlas America

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Best for:
Visitors to the USA

Travel Medical Insurance policy for non US-Citizens, traveling internationally including USA.

CoverAmerica-Gold®
Best Seller

Comprehensive Coverage Plan, Comprehensive Coverage Plan, A.M. Rating: A
Underwriter: Sirius Specialty Insurance Corporation

Best for:
Visitors to the USA

COMPREHENSIVE TRAVEL MEDICAL INSURANCE FOR VISITORS TO USA

Coverage for non-U.S. residents and non-U.S. citizens, while traveling to the United States and incidental trips to Canada, Mexico, Latin America, Bahamas and South America.
Preferred ratePreferred rate available.Learn moreWhy CoverAmerica-Gold?Why CoverAmerica-Gold?Learn more

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support